Underwriting Consultant - Commercial Construction
US-OHAA-Ohio -Work at Home
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them — and their family members — achieve their physical, financial, emotional and social wellbeing goals.
For a detailed look at CNA’s benefits, check out our Candidate Guide.
In this role, you will manage and grow a commercial construction industry class book of business (commercial contracting and general contractors) for mid to large accounts typically ranging from $50,000 to $1,000,000 and over in premium on a multi-line basis (guaranteed cost).
We are open to a variety of work arrangements including fully remote or hybrid from our Westerville, OH office depending upon candidate location and preferences.
JOB DESCRIPTION:
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
- Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Develops specialized endorsement language for highly complex risk.
- Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
- Makes recommendations on underwriting policy and pricing strategy.
- Analyzes quality, quantity, and profitability of highly complex risks underwritten; prepares and presents reports to management.
- Markets products and services through agencies or through the brokerage community and makes field visits.
- Develops and maintains agency and/or broker relationships with large producers within the assigned territory to reach positive and profitable outcomes on complex, high-risk business.
- Keeps current on state/territory issues and regulations, industry activity and trends. May participate in industry trade groups.
- Mentors and guides less experienced underwriters and assists in the development of underwriting training.
- Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
- Responsible for special underwriting projects and presentations.
Skills, Knowledge & Abilities
- Advanced technical expertise, underwriting skill and high level of knowledge of insurance and underwriting principles, practices and procedures.
- Strong communication, negotiation and presentation skills. Ability to effectively interact with all levels of CNA's internal and external business partners.
- Advanced analytical and problem solving skills, with the ability to manage and prioritize multiple projects.
- Ability to deal with ambiguous situations and issues.
- Creativity in resolving unique and challenging business problems.
- Knowledge of Microsoft Office Suite and other business-related software.
- Demonstrated leadership skills.
Education & Experience
- Bachelor's degree or equivalent experience. Professional designations preferred.
- Typically a minimum eight years underwriting experience. Applicants at lower experience levels will be considered. Position level will be determined based on qualifications.
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CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact leaveadministration@cna.com.
ApplyJob Profile
Hybrid or fully remote options available Location-dependent
Benefits/PerksComprehensive benefits package Fully remote Hybrid work Professional development Professional development opportunities Work arrangement flexibility
Tasks- Analyze risks
- Determine pricing
- Develop endorsement language
- Maintain agency relationships
- Manage underwriting risks
- Market products
- Mentor junior underwriters
Analysis Analytical Business Development Commercial construction Communication Leadership Microsoft Office Microsoft Office Suite Negotiation Presentation Pricing strategy Risk Analysis Underwriting
Experience5 years
EducationBachelor's degree Equivalency Equivalent Equivalent experience
TimezonesAmerica/Anchorage America/Chicago America/Denver America/Los_Angeles America/New_York Pacific/Honolulu UTC-10 UTC-5 UTC-6 UTC-7 UTC-8 UTC-9