Property Liability Claims Specialist

Overview:

Manages an assigned case load of low to moderate bodily injury and/or property liability claims on various products from Commercial General Liability, Commercial Auto, Homeowners Liability with a typical exposure of up to $20,000 involving non-litigated matters from the investigation of the claim through the resolution.  This includes making decisions about liability/compensability and negotiating settlements within the policy limits to protect our policy holder and client.  The role interacts with policy holders, claimants, plaintiff attorneys, coverage & defense counsel, and other third parties throughout the claims management process.

Responsibilities:

• Manages an inventory of claims to evaluate compensability/liability.

• Establishes action plan based on case facts, best practices, protocols, regulatory issues, and state laws.

• Maintains current knowledge of court decisions which may impact the claim on principles or practices.  This may require attendance at various seminars or training sessions.

• Plans and conducts investigations of claims to confirm coverage and to determine negligence, liability, compensability, and damages.

• Assesses policy coverages and notifies insured of any issues; determines and establishes reserve requirements for both indemnity and expense on a regular basis and makes recommendations to set reserves at appropriate level for claims outside of authority level.

• Prepares comprehensive reports as required by Clients/Brokers and participates in meetings with Clients and Brokers on specific claims.

• Identifies and communicates specific claim trends and policy issues to management and underwriting.

• Assess actual damages associated with claims and conducts negotiations within assigned authority limits to settle claims.

• Proven interpersonal, analytical, and decision-making skills to effectively negotiate and settle claims.

• Demonstrated strong negotiation skills.

•  Knowledge of legal liability, joint & several laws required.

• Able to demonstrate abilities to be a self-starter and autonomous worker.

Minimum Qualifications:

• Adjuster’s license will be required for all states where adjuster licensing is applicable 

• Bachelor’s degree with 3 years of relevant experience of bodily injury or property damage liability claims.

• Expert level knowledge of specific state contributory and comparative negligence laws and joint & several laws. 

• Excellent verbal and written skills to communicate internally and externally.

• Excellent critical thinking and problem-solving skills.

• Strong organizational and time management.

• Ability to multi-task in a fast-paced environment.

Pay Range:

Any posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.

Expected application deadline is

If date is blank then this is a pipeline requisition, and we will continue to collect applications on an ongoing basis.

Helping People Thrive in a Connected World
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For U.S. benefit information, visit myassurantbenefits.com. For benefit information outside the U.S., please speak with your recruiter.

What’s the culture like at Assurant?
Our unique culture is a big reason why talented people choose Assurant. Named a Best/Great Place to Work in 13 countries and awarded the Fortune America’s Most Innovative Companies recognition in 2023, we bring together top talent around the world. Although we have a wide variety of skills and experiences, we share common characteristics that are uniquely Assurant. A passion for service. An ability to innovate in practical ways. And a willingness to take chances. We call our culture The Assurant Way.

Company Overview
Assurant is a leading global business services company that supports, protects, and connects major consumer purchases. A Fortune 500 company with a presence in 21 countries, Assurant supports the advancement of the connected world by partnering with the world’s leading brands to develop innovative solutions and deliver an enhanced customer experience through mobile device solutions, extended service contracts, vehicle protection services, renters insurance, lender-placed insurance products, and other specialty products.

Equal Opportunity Statement
Assurant is an Equal Employment Opportunity employer and does not use or consider race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law in employment decisions.