Product Counsel, Issuing and Capital

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

Stripe’s Product Legal team is responsible for managing the legal and regulatory elements of the design, build and execution of our products and services. We work on some of the hardest technical, commercial, and regulatory problems around. In this role you will be a key advisor to Stripe’s product, engineering and partnerships teams, and will work on a diverse set of matters that straddle financial services, business, and technology. 

The ideal candidate is passionate about Stripe’s mission of helping businesses grow and thrives in solving complex legal, technology and business issues in collaboration with others. We’re looking for someone who is a team player and willing to jump in on tasks of any size. Experience in financial technology, lending, card networks, and financial services will help you be successful in this role.

What you’ll do

Responsibilities

• Be part of a growing team of counsel who are responsible for helping Stripe deliver products that are compliant with laws and financial partner agreements to our users across the globe, including small business lending, credit and debit card issuance, and other banking-as-a-service products and features.
• Help Stripe product teams navigate the cutting edge intersection of technological innovation, e-commerce user experiences, and financial services compliance on a range of issues including credit and other financial related products, regulatory, consumer protection, marketing, intellectual property, and data privacy. 
• Actively collaborate with a wide variety of Stripe teams, including product, engineering, partnerships, compliance, risk, and marketing, on a range of issues related to product development and commercialization, including advising on new and emerging legal and regulatory developments impacting products, and identifying trends and potential impacts on business activities and adapting existing laws to new technologies.  
• Work closely with colleagues across Stripe’s global legal team to support Stripe's regulatory structure, its customer agreements, and strategic financial partnerships.  
• Help scope and build scalable and effective processes for legal review and launch of new products.
• Stay up-to-date, with the support of Stripe’s legal subject matter experts, on US laws and regulations dealing with small business lending and credit, privacy and data security, consumer protection, financial services, and advertising.
• Participate as a proactive and strategic business partner to senior managers and be a trusted advisor.

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 6+ years of experience as a qualified lawyer in a top law firm, in-house legal team and/or government agency, with expertise in cards, small business lending, and capital markets and the related regulatory landscape.
• A JD degree (or local equivalent) and membership in at least one U.S. state bar.
• Strong understanding of the financial services industry, including loans, credit cards, debit cards and other loan and credit instruments.
• Relevant experience on legal issues impacting financial services and technology products, such as privacy, security, consumer protection, and commercial and consumer lending.
• Experience with drafting and negotiating complex partnership and/or technology deals, preferably in the financial industry (e.g., payments, loans, credit and/or debit cards),   
• Familiarity with counseling teams that solve issues through technology by translating complex legal requirements into clear and actionable advice that helps the business move forward.
• An entrepreneurial spirit -- a self-starter who thrives in a fast paced environment, deals well with ambiguity and focuses on driving impact.
• Excellent judgment and capable of making smart decisions with imperfect information.
• Strong communication skills (both written and verbal).
• Excellent project management skills and ability to work under tight deadlines.

Hybrid work at Stripe

This role is available either in an office or a remote location (typically, 35+ miles or 56+ km from a Stripe office).

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

Pay and benefits

The annual US base salary range for this role is $191,200 - $286,800. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us. Apply