VP, Medical Director

You desire impactful work.
 

You’re RGA ready

RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 500 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

A Brief Overview

Serves as a medical consultant for reinsurance underwriting and claims. Evaluates medical tests/information, assesses risks, performs mortality and morbidity analysis, and researches medical procedures and information. Maintains expert general knowledge of medicine, current developments and research. Provides ongoing education and training for underwriters and claims examiners. Manages special projects and contributes to the administrative functioning of the medical department at the discretion of the chief medical director.

What you will do

• Provides medical underwriting consultations and assessments, which includes the evaluation of medical factors of proposed underwriting risks while maintaining an acceptable mortality range and evaluation of medical factors in death claims.

• Provides medical reviews, evaluations and recommendations using: Risk selection methods based on current clinical and insurance medical knowledge. Mortality and morbidity analysis. Analysis from reviewing electrocardiograms, stress tests, chest x-rays, and other diagnostic tests as requested.

• Provides ongoing education and training for underwriters and claims examiners.

• Assists in developing and integrating medical practice policies into underwriting guidelines and manuals.

• Reviews contestable claims and waiver of premium claims requests from the claims department.

• Writes articles and contributes information for company medical publication(s).

• Research and analyze medical trends for risk management analysis and guidelines as they impact mortality.

• Maintains medical expertise as a life insurance medical director by keeping abreast of new developments in the related fields of insurance underwriting and medicine. Participates in medical/underwriting professional associations.

• Serves as a liaison with the medical community and other insurance professionals.

• Manages special projects and contributes to the administrative functioning of the medical department at the discretion of the chief medical director. Participates, as a subject matter expert, leader or team member, in committees, meetings and presentations, as required.

Qualifications

• MD or DO with a degree from an accredited medical school Required

• 7+ Years in life insurance underwriting (case underwriting of life applicants) and primary care background (i.e. internal medicine, cardiology, pediatrics or family practice) Required

• Basic Word and Excel skills Required

• Highly advanced clinical skills Required

• Highly advanced knowledge of EKG’s and other tests associated with the underwriting process. Required

• Highly advanced knowledge of standard and excess mortality and morbidity as it relates to specific disease states. Required

• Highly advanced knowledge of insurance medical practices, trends and research and the ability to apply this knowledge to job and communicate this knowledge to underwriters and management. Required

• Highly advanced ability to comprehend and interpret insurance and contract documents. Required

• Exceptional oral and written communication and presentation skills, demonstrating the ability to convey business terminology that is meaningful and well received by all stakeholders, including customers and associates. Required

• Advanced knowledge of broad business practices Required

• Highly advanced persuasion skills when working with internal partners and external customers to resolve issues/problems. Required

• Expertise in implementing change, ensuring understanding, participation and ownership. Required

• Highly advanced investigative, analytical and problem solving skills utilizing experience, research, guidelines and internal resources. Required

• Exceptional skills in managing multiple tasks, projects and/or sub-teams simultaneously, including the ability to handle changing priorities and ability delegate key areas of responsibility. Required

• Board certified with American Board of Insurance Medicine Preferred

• 5+ years in life insurance underwriting (case underwriting of life applicants) and primary care background (i.e. internal medicine, cardiology, pediatrics or family practice) Preferred

• Insurance/Reinsurance underwriting Preferred

• Experience in setting underwriting standards, evaluating new procedures and new research developments Preferred

• Multi-lingual Preferred

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What you can expect from RGA:

• Gain valuable knowledge from and experience with diverse, caring colleagues around the world.

• Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.

• Join the bright and creative minds of RGA, and experience vast, endless career potential.

Compensation Range:

Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.

RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.