FreshRemote.Work

Total Loss Adjuster

Remote (United States)

Aspire General Insurance Company and its affiliated general agent, Aspire General Insurance Services, are on a mission to deliver affordable specialty auto coverage to drivers without compromising outstanding service. 
Our company values can best be described with ABLE: to always do the right thing, be yourself, learn and evolve, and execute. Join our team where every individual takes pride in driving their role for shared success.

About the role

  • Under the direction of the Claims Department Supervisor, the Sr. Claims Support Specialist / Total loss adjuster performs the essential functions of the position, which includes but is not limited to duties as described below:

What you'll do

  • Be able to answer questions from customers concerning the claim handling process and insurance coverage.
  • Handle all aspects of resolving total loss claims for both carrier-retained salvage vehicles and owner-retained salvage vehicles in a cost-effective manner;
  • Using various resources, determine accurate total loss vehicle valuations;
  • Provide customer service to insured parties, third-party claimants, and lienholders with regard to total loss and salvage;
  • Be able to fully understand and explain the total loss process to customers and the value of their total loss vehicles;
  • Negotiate total loss settlements with customers;
  • Comply with state Department of Motor Vehicle laws pertaining to the settlement of total loss vehicles (owner retained and company retained);
  • Handle the salvage on total loss vehicles including moving vehicles to storage-free locations or salvage vendors as quickly as possible;
  • Send appropriate DMV forms and company-required documents, and review them upon return;
  • Comply with state and federal laws, Department of Insurance criteria, and insurance carrier criteria and follow Aspire General Insurance Company partner’s policies, procedures and work rules;
  • Have regular and predictable punctuality and attendance;
  • Assist the claims department by completing special projects ;
  • Other duties as assigned/requested.

Qualifications

  • 5 yrs experience in Auto Insurance in California
  • Ability to learn and understand insurance industry practices, standards, and terminology preferred;
  • Must be able to pass a background check;
  • Related insurance industry experience a plus;
  • Bilingual a plus;
  • Proficient use of Word, Excel, Outlook, Web-based systems, and type 35+ wpm;
  • Must have a disciplined approach to all job-related activities;
  • Must have a solid foundation of personal organization, sound decision-making, and analytical skills, strong interpersonal and customer service skills.

Apply

Job Profile

Regions

North America

Countries

United States

Restrictions

Must be located in the United States

Tasks
  • Answer customer questions
  • Assist with special projects
  • Comply with laws and policies
  • Negotiate settlements
  • Resolve total loss claims
Skills

Analytical Auto insurance Customer service Interpersonal Microsoft Excel Microsoft Outlook Microsoft Word Negotiation Vehicle Valuation Web-based Systems

Experience

5 years

Timezones

America/Anchorage America/Chicago America/Denver America/Los_Angeles America/New_York Pacific/Honolulu UTC-10 UTC-5 UTC-6 UTC-7 UTC-8 UTC-9