Staff Backend Engineer, Fraud Decisions

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

Stripe builds the economic infrastructure for the internet. Building trust between banks, businesses & customers is a key ingredient for Stripe to be successful. Unfortunately, fraudsters & bad actors erode that trust.

The Fraud Decisions team builds decision systems to reduce fraud while retaining a best-in-class user experience. Our work directly impacts Stripe's bottom line, and we help build a safer financial backbone for the internet. 

What you’ll do:

Here are some of the problems you will be tackling:

• Design a scalable fraud decision platform with centralized backtesting, observability, experimentation, and exemption management. 
• Create smarter decision frameworks that, in addition to fraud predictions, account for future revenues and losses in every fraud decision.
• Build a dynamic risk management layer that automatically adjusts risk parameters for cohorts of merchants in response to evolving threats and attacks - without human involvement. 
• You will have an outsized impact on the direction, design & implementation of the solutions to these problems.

Responsibilities:

• Setting the technical direction and roadmap for the team to achieve business goals.
• Building systems that evaluate businesses for various types of fraud, and take appropriate actions.
• Proposing new decision policies and actions that directly reduce Stripe’s fraud losses.
• Debugging production issues across services and multiple levels of the stack.
• Helping engineers across the company to develop technologies for scaling our infrastructure.

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• At least 8 years of experience designing, building, and maintaining distributed systems
• Experience driving large projects across multiple teams to achieve critical business goals
• Strong knowledge of cloud platforms, micro-services, and event-driven architecture
• Proven track record of building scalable, high-availability systems
• Excellent problem-solving skills and the ability to think strategically about risk
• Experience mentoring senior engineers
• Thrive in a collaborative environment

Preferred qualifications

• Previous tech lead for a team, org, or large effort
• Experience collaborating with ML teams
• Experience with Java or Ruby
• Experience with Spark

Working remotely at Stripe

A remote location, in most cases, is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently or plan to live.

Pay and benefits

The annual US base salary range for this role is $209,800 - $314,800. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

We look forward to hearing from you

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us. Apply