SIU Property/Homeowners Investigator

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. 

Job Description

Job Description Summary
This job is responsible for investigating, and analyzing moderately complex, single discipline coverage and claims that have been referred to the special investigation unit (SIU) for potential fraud. The individual conducts and coordinates moderately complex site/scene inspections, virtual site inspections, receipt verifications, phone record reviews, reviews damage and loss estimates, reviews engineering cause and origin reports/opinions, etc., performs background searches, takes recorded statements, interviews witnesses and involved parties and conducts social media searches. The individual reviews whether fraud can be substantiated and support a lawsuit.

Job Description

Key Responsibilities:

A Day in the Life of a SIU Property Investigator:

• Researches and responds to moderately complex customer communications, concerns, conflicts or issues

• Summarizes documents and enters into claim system notes, documenting a claim file with notes, evaluations and decision-making process

• Reviews moderately complex singular claim referrals and fraud indicators to determine SIU acceptance

• Validates that the information provided and obtained through investigation is true and accurate and follows up on all possible leads

• Has frequent customer interaction of a moderately complex nature, including taking statements, responding to document requests and handling non-formal complaints, occasionally conducting scene investigations or neighborhood canvasses

• Conducts moderately complex online data application searches, research, and evaluation

• Conducts thorough investigations of moderately complex, individual claims in a singular discipline that are potentially fraudulent to determine if payment is warranted

• Updates files with investigation outcome, and when no fraud, or if insufficient evidence is found, returns file to Market Claim Office for further handling and settlement

Preferred Qualifications:

You’re a great match for this role if you have: 

• You have a 5 years of claims handling experience in the property/homeowners line of business

• Prior SIU experience is a plus

• You have a strong background in negotiation and conflict management   

• Value providing an effortless customer service experience 

• Are organized and able to multi-task in a fast-paced environment 

• Are known for clear and professional communication – both written and verbal 

•  Have flexibility to work all different time zones and have an active adjusters license

What’s in it for you? 

• Paid training and licensing 

• Internet reimbursement 

• Generous paid time off (PTO) 

• Tuition reimbursement  

• Discounted gym memberships 

• Cafeteria style health insurance plan- starts day one! 

• 401K match and pension plan 

• Volunteer opportunities + matching donations  

• Visit AllstateGoodLife.com to learn more 

Homebased/Remote

• This position is a permanent remote home-based worker. Your home office does not need to be near an Allstate office, but it does need to be in the United States. 

• This position is eligible for a $80 monthly connectivity reimbursement to offset the costs of internet and phone expenses.”

• In our virtual environment, adjusters are required to engage and participate on camera during online meetings and trainings.

• Allstate will provide a technology bundle that includes all equipment needed to perform your work from home (laptop, monitors, headset, keyboard, mouse) 

In our virtual environment, employees are required to engage and participate on camera during online meetings and trainings.

Location:

This position is not available for Alaska, Hawaii, and Puerto Rico residents

Internals:

Employees who have been in their current role for at least one year will receive screening preference.

Notes:

The preceding description is not designed to be a complete list of all duties and responsibilities. May be required to perform other related duties as assigned. Regular, predictable attendance is an essential function of this job.

#LI-AC3

Skills

Analytical Thinking, Claims Adjustments, Complex Claims, Critical Thinking, Customer Centricity, Digital Literacy, Documentations, Evidence Gathering, Fraud Investigations, Inclusive Leadership, Insurance Claims, Learning Agility, Property Insurance, Results-Oriented, Special Investigations

Compensation

Compensation offered for this role is $52,260.00 - 92,790.00 annually and is based on experience and qualifications.

The candidate(s) offered this position will be required to submit to a background investigation.

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. And one where you can impact the future for the greater good.  

You’ll do all this in a flexible environment that embraces connection and belonging. And with the recognition of several inclusivity and diversity awards, we’ve proven that Allstate empowers everyone to lead, drive change and give back where they work and live. 

Good Hands. Greater Together.

Allstate generally does not sponsor individuals for employment-based visas for this position.

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

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