Property Claims Handler Professional

Zurich North America is seeking a Property Executive General Adjuster to support our Property Claims division.

At Zurich North America Claims we acknowledge that work life-balance and flexibility are a priority when it comes to choosing your next career move.  This position is 100% remote and can work anywhere in the United States.

The Property Executive General Adjuster resolves claims at the highest authority levels on commercial claim assignments reflecting the highest degree of technical complexity, in the most effective, efficient way while delivering a customer-centric claims service.

This position will require up to 50% travel within the United States.  In addition, the selected talent will be provide with a company car.

Additional responsibilities may include:

• Updating claims file by accurately capturing and updating claims data/information in compliance with best practices for personal or commercial claim assignments reflecting the highest degree of technical complexity and exposure.
• Using judgment to determine liability by gathering and analyzing relevant facts, utilizing applicable law and establishing basic principles of negligence.
• Using judgment to determine policy verification and coverage determination by analyzing applicable coverage for claims and determining whether the loss falls within the coverage.
• Ensuring a timely resolution to claims by developing case strategy, developing a case evaluation and escalating issues as appropriate.
• Establishing timely reserves and perform ongoing review throughout claims cycle within authority limit by estimating and validating value of claims.
• Assessing damages by calculating applicable damages or range of damages allowed by law.
• Negotiating settlement of claim by establishing appropriate negotiation strategy and utilizing available tools and resources within authority limits.
• Ensuring customer service by proactively communicating information, responding to inquiries following customer service protocols.
• Managing litigation by assigning counsel within the approved panel where applicable, establishing litigation plan and budget, coordinating defense lawyer activities, continuously reviewing the potential for settlement with claimant, reviewing litigation expenses and authorizing payments.
• Managing expenses by working within vendor approved networks and managing scope of work assigned to outside contractors. Depart from approved vendors with manager approval, where in the best interests of the insured.
• Ensuring legal compliance by following state and federal laws and regulations and internal control requirements.
• Referring claim to subrogation and fraud teams by identifying potential subrogation and fraud.
• Contributing to profitable growth by providing risk insight, information and trends to Business Unit or customer as needed.
• Serving as a technical resource by mentoring lower-level claims professionals and sharing technical knowledge related to specific Line Of Business expertise.
• Protecting the organization´s reputation by keeping claims information confidential.
• Maintaining professional and technical knowledge by participating in educational opportunities, staying current with industry trends, establishing personal networks, and participating in professional societies.
• Contributing to the team effort by accomplishing related results and participating in projects as needed.
• Identifying and resolve problems by referring to policies, procedures, and standards to ensure consistency and quality of solutions.
• Assessing and appoint claims vendors within agreed authority limits aligned to the organization´s Claims Vendor Management strategy.
• Acting as a technical expert for own team, and internal business partners and provides insights to help improve product offerings, risk assessments and policy language.
• Determining when to solicit input from more senior colleagues or managers for more complex issues, to ensure quality and continuous learning.

Basic Qualifications:

• Bachelor’s Degree and 8 or more years of experience in the Claims Technical area.
  OR
• Juris Doctor and 4 or more years of experience in the Claims and Litigation Management area.
  OR
• High School Diploma or Equivalent and 10 or more years of experience in the Claims and/or Litigation Management area.
  OR
• Zurich Certified Insurance Apprentice, including an Associate’s Degree with 8 or more years of experience in the Claims and/ or Litigation Management area.
  AND
• Must obtain and retain required adjuster license.
• Microsoft Office experience.
• Knowledge of insurance regulations, markets, and products.

Preferred Qualifications:

• AIC, SCLA or CPCU.
• Effective verbal and written communication skills.
• Strong analytical, critical thinking and problem-solving skills.
• Strong multi-tasking and prioritization skills.
• Experience collaborating in a team environment and building cross functional working relationships.
• Proactively shares and promotes sharing of insights.
• Ability to gather unique perspectives from other teams/functions to optimize outcomes.
• Understands, analyzes, and applies the component parts of an insurance policy for complex claims.
• Ability to follow reserving process for indemnity and expense in analyzing the potential exposure of complex claims.
• Ability to determine the scope and exposure for complex claims.
• Ability to leverage trend and relationships to provide high-quality customer service
• Well-versed in identifying, understanding and explaining complex financial and/or actuarial trends/concepts.
• Ability to effectively communicate coverage determinations to customers/clients/brokers for complex claims.
• Ability to direct counsel on an ongoing basis to guide the course of complex litigation and settlement strategies.

Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the specific office location, role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. For additional information about our Total Rewards, Click here. Other rewards may include short term incentive bonuses and merit increases. Candidates with salary expectations outside of the range are encouraged to apply, and will be considered based on experience, skill, and education. The salary provided is a nationwide market range and has not been adjusted for the applicable geographic differential associated with the location where the position may be filled. The starting salary range for this position is $83,700.00 - $137,100.00.

As an insurance company, Zurich is subject to 18 U.S. Code § 1033. 
 

As a condition of employment at Zurich, employees must adhere to any COVID-related health and safety protocols in place at that time (https://www.zurichna.com/careers/faq).

A future with Zurich. What can go right when you apply at Zurich?

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more.

As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers’ expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet 

Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. 

Location(s): AM - Illinois Virtual Office, AM - Remote Work (US)
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No 
 
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