Head of Consumer AML Business Management (US)

Work Location:

Hours:

Line of Business:

Pay Detail:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Head of Consumer AML Business Management is accountable for leadership, oversight and sustainability of effective 1st line risk programs in Consumer related to AML and other Financial Crimes.

Depth & Scope:

• Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
• Implements AML policies and behavioral practices that eliminate AML for first line of defense in Consumer ensuring policies and procedures are communicated, understood and adhered to within the first line of defense
• Serves as primary point-of-contact for 2nd line AML team for Consumer-related themes
• Connects dots between Financial Crimes themes, business performance, industry trends, and AML teams with 1st line Consumer Bank Product and Distribution teams
• Establishes Consumer Bank's Anti-Financial Crimes investment roadmap
• Leads the Consumer Bank's AML program initiatives including risk assessments, policy and procedure revisions, reporting
• Establishes standardized reporting and monitoring that measures the Consumer Bank's (and respective teams') performance on preventing AML and other Financial Crimes
• Establishes and owns the risk program and process to ensure compliance with all risk mitigation activities for first line of defense in Consumer
• Creates the strategy and tactics for the Consumer Bank on AML and other Financial Crimes related incidents, to deliver containment and response
• Partners with Commercial Bank's similar role to share best practices and themes across AMCB
• Partners with Regulatory Remediation executive to ensure that MRA remediations are done in a sustainable way

Education & Experience:

• Bachelor's degree
• 10+ years' experience in banking industry delivering transformational projects related to regulatory requirements
• Proven history of making an impact, developing, and executing on strategies, and delivering superior results in both the short and long term
• Demonstrates experience successfully leading large scale change initiatives
• Proven ability in developing and deploying a vision and impact/influence others to align to that vision
• Is known for providing creative thought leadership while also listening and engaging others to provide input in the shaping of that vision
• Strong people management skills with demonstrated experience in leading high performing teams
• Powerful communicator who engages colleagues, business partners, external stakeholders, and employees and who is a strong advocate and leader in delivering a positive employee experience
• Confident presentation and facilitation skills and strong interpersonal and leadership skills to facilitate working with senior management at all levels
• Demonstrates relationship building skills, with a superior ability to make things happen through the use of positive influence
• Expertise in working effectively in teams requires a track record of working cross-organizationally and with multiple stakeholders at varying levels
• Robust organizational skills with the ability to work in a fast-paced environment and manage multiple deadlines and priorities

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.