Group Underwriter
Bethlehem, United States
Do you want to be part of a collaborative underwriting team? Do you think big and grow, accelerate impact, and lead change? Is a culture where “People Count,” “We Do the Right Thing,” and “We Hold Ourselves to Very High Standards” important to you? If so, Guardian is seeking a Group Underwriter to effectively manage a book of business in support of key financial and performance measures.
For this occupation we provide:
- On the job training and mentoring
- Real time and consistent feedback
- Dedicated mentors, managers, and peers to assist with onboarding, training, career, and leadership development
- Broad knowledge of cross-functional initiatives, experience, and career contacts
- Opportunities to interact with managers and senior leadership
The Group Insurance Underwriting Department supports the needs of small to mid-size companies nationwide and offers these businesses a superior customer experience on a broad base of group insurance solutions. Our full portfolio of products and services enables companies to customize benefit plans to meet their employee’s needs. In addition to dominating the small end of the employer market, Guardian is focused on growing and enhancing our competitiveness for New Business and Renewal Underwriting employer groups ranging from 100 to 499 lives.
You will
- Assess information available and make effective risk decisions in accordance with established company guidelines and procedures, eventually leading to new business sales and continuance of existing business
- Act as a consultant to internal partners and customers, providing benefit recommendations to potentially improve program financial performance and the customer’s retention and satisfaction results
- Effectively negotiate risk appropriate pricing and plan designs with distribution team
- Develop and position recommendations to drive favorable results
- Be responsible for relationship management and a positive customer experience
- Effectively work as part of a regional Underwriting Team. Proactively supporting sales by effectively managing cases, identifying trends and opportunities
- Perform financial analysis to determine risk classification according to company guidelines
- Communicate with the salesforce, brokers, and internal partners to acquire necessary information, solve problems, and convey decisions
You have
- College Degree BS or BA required
- 2 years of experience as an Underwriter or a Sales/Distribution role in group insurance is required
- Strong analytical skills with the ability to evaluate large quantities of data, ask probing questions and derive conclusions coupled with the ability to make accurate decisions in a limited timeframe
- Strong math skills to analyze financial data
- Demonstrated ability to solve problems creatively
- Exceptional interpersonal skills including written and verbal communication skills
- Proven organizational skills and ability to multi-task
- Demonstrated leadership skills work or college experience
- Experience in using Microsoft Outlook, Word, Excel, and PowerPoint applications
Location
This is a remote position with preference given to candidates within commuting distance to a Guardian office.
Salary Range:
$57,810.00 - $86,715.00The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.
Our Promise
At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.
Inspire Well-Being
As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.
Equal Employment Opportunity
Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.
Accommodations
Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact applicant_accommodation@glic.com.
Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.
ApplyJob Profile
Remote with preference for candidates near office
Benefits/PerksAnnual, sales, or other incentive compensation Career development Flexibility Incentive compensation Leadership development Mentoring On-the-job training Philanthropic opportunities Skill-building
Tasks- Analyze financial data
- Assess risk
- Communicate with partners
- Drive new business
- Make risk decisions
- Manage insurance book
- Manage relationships
- Negotiate pricing
- Provide benefit recommendations
- Support regional team
- Support sales
Analytical Communication Customer Experience Customer Relationship Management Data evaluation Excel Financial analysis Group Insurance Interpersonal Leadership Leadership Development Mentoring Microsoft Excel Microsoft Outlook Microsoft PowerPoint Microsoft Word Multi-tasking Negotiation Organizational Outlook PowerPoint Pricing Problem-solving Relationship Management Risk Assessment Risk Management Sales Salesforce Training Underwriting Verbal communication Word
Experience2 years
EducationBachelor's degree Business College degree
TimezonesAmerica/Anchorage America/Chicago America/Denver America/Los_Angeles America/New_York Pacific/Honolulu UTC-10 UTC-5 UTC-6 UTC-7 UTC-8 UTC-9