Data Scientist I, Decision Science

Hi, we're Oscar. We're hiring a Data Scientist to join our Data team.

Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role

You will be responsible for developing dashboards, models, and tools to understand cost and utilization trends, and to influence and inform business strategies through effective data visualization and storytelling. You will partner closely with our Market P&L, Tech and Actuarial teams to visualize, segment and analyze claims data to better understand Oscar's medical costs, including building frameworks to quantify avoidable spend and measure and monitor outcomes.

You will report to the Associate Director, Data Analytics.

Work Location:

Oscar is a blended work culture where everyone, regardless of work type or location, feels connected to their teammates, our culture and our mission.

If you live within commutable distance to our New York City office (in Hudson Square), our Tempe office (off the 101 at University Dr), or our Los Angeles office (in Marina Del Rey), you will be expected to come into the office at least two days each week. Otherwise, this is a remote / work-from-home role.

You must reside in one of the following states: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, or Washington, D.C. Note, this list of states is subject to change. #LI-Remote

Pay Transparency:

The base pay for this role is: $119,200 - $156,450 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program, company equity grants, and annual performance bonuses.

Responsibilities

• Apply data visualization best practices to build user-friendly dashboards that highlight medical cost utilization trends and outliers
• Use data to tell a story that non-technical colleagues will be able to understand, including packaging and presenting findings clearly and concisely
• Build, maintain, and enhance KPI frameworks to closely monitor financial performance
• Develop standardized, highly governed data sets that are comprised of the most commonly used fields and metrics needed to evaluate medical costs
• Build utilization benchmarks to help drive understanding of actual versus expected performance
• Collaborate with data leaders and business teams to enhance data processes, providing necessary data support to develop strategies for monitoring cost and utilization trend
• Develops data structures and pipelines to organize, collect and standardize data that helps generate insights and addresses reporting needs
• Create models and tools that generate insights to detect healthcare inefficiencies and recommend actions to mitigate them
• Compliance with all applicable laws and regulations
• Other duties as assigned

Qualifications

• A bachelor's degree in a technical field OR 1+ years of relevant work experience
• 1+ years experience working with SQL, with the ability to filter, aggregate, and build CTEs, or proficiency in R or Python, including experience with Pandas, for loops, and statistical tests
• 1+ years experience in healthcare, finance or the insurance industry
• 1+ years experience building data models and using more advanced analytics methods, including conducting in depth analysis, rather than simple descriptive analysis

Bonus Points

• Strong communication skills, verbal and written, around business reporting impact and requirements, as demonstrated by experience on at least 2 reporting projects requiring communication between technical and non-technical users
• Master's degree in a technical field
• 1+ years of experience developing dashboards and working with Looker or other business intelligence/data visualization tools
• Knowledge of or previous work experience in medical economics or health insurance
• Exposure to ACA-specific healthcare laws, regulations, and compliance requirements

This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here. 

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency:  Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Notice to Job Applicants.