VP, Sr. Underwriter

Axos Bank

Target Range:

$150,000.00/Yr. - $170,000.00/Yr.

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 20%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 20%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

Axos is seeking a VP, Senior Underwriter to evaluate loan files across various programs, adapt to evolving workflow procedures, and handle select general office tasks. In this role, you will assess moderate to complex loans, applying extensive knowledge and expertise. A strong understanding of current investor and compliance guidelines is essential.

Responsibilities:

• Review all loan documentation submitted for initial underwriting decision, conditional approvals, and clear to close
• Evaluate credit history, income, assets and current liabilities for ability to repay
• Conduct careful risk analysis and exercise good judgment to determine if loans conform to applicable underwriting guidelines
• Proficiency and in-depth knowledge of commercial real estate underwriting principles and guidelines
• Review and respond to quality control and investor suspense items related to Credit for loan sales

Requirements:

• Bachelor's degree
• 4+ years' commercial loan underwriting experience, including complex/structured transaction
• Strong analytical and decision-making skills
• Ability to assess risk and structure loans accordingly
• Excellent communication and problem-solving abilities
• Proficiency in financial analysis and underwriting software
• Ability to work independently and adapt to changing priorities

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance

• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)

• HSA or FSA account and other voluntary benefits

• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan

• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

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