Software Engineer - Loan Originations

About Figure

Figure is revolutionizing financial services with its disruptive technology platform. Our flagship product is the #1 non-bank HELOC in America. We’re delivering new consumer lending products and a capital markets ecosystem that maximize efficiency and transparency – by capitalizing on our loan origination activities, extensive network of partners, and growing pool of assets.

Join a team of 450+ people at Figure who have originated $11+ billion in loan volume. We’re very profitable and growing fast!

Figure has raised $469 million from top investors like Ribbit Capital, DST, Apollo, and Morgan Creek.

FastCo Most Innovative Companies

Forbes Top 50 Blockchain Companies

About the Role

Figure Technology Solutions is expanding its Loan Originations Engineering team as we continue to grow our business and enhance our technological capabilities. We are looking for innovative, curious, and collaborative engineers who are passionate about building and maintaining customer-facing applications and solving complex problems. As part of the Loan Originations Engineering team, you will play a critical role in designing, building, and maintaining our lending technology.

What You’ll Do

• Collaborate with cross-functional teams, including other Engineering teams, Data Engineering, Product, Business, and Leadership, to develop and maintain our loan origination systems.
• Integrate with third parties to further Figure’s capabilities to underwrite loans.
• Analyze and optimize loan origination technology, from backend performance to FE user experience and everything in between.
• Participate in code reviews, contribute to best practices, and help mentor junior engineers on the team.
• Stay current with industry trends and emerging technologies, and advocate for their adoption when they align with our strategic goals.

What We Look For

• Team player with a proactive attitude and a passion for solving complex problems.
• BS/BA or greater in Computer Science or a related field.
• 2+ years of software engineering experience.
• Experience programming in Kotlin, Java, or similar object oriented programming languages.
• Familiarity with backend databases, primarily PostgreSQL.
• Ability to work independently and ask questions to resolve blockers effectively.
• Strong problem-solving skills.
• Excellent communication skills and the ability to collaborate effectively with technical and non-technical stakeholders

Our Tech Stack 

While proficiency in our tech stack is a plus, those comfortable with similar stacks are encouraged to apply.

• Familiarity with backend technologies, including Kotlin, SpringBoot, PostgreSQL, Kafka, Google Cloud Platform, and Kubernetes, are desirable.
• Frontend proficiencies in React, React Query, Typescript or JavaScript, Tailwind, and Vite are a plus.

Salary

• Compensation Range: $102,960 - $128,700
• Quarterly 25% bonus target
• Equity stock options package
• This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs

Benefits

• Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Employer-funded life and disability insurance coverage
• 11 Observed Holidays & PTO plan
• Up to 12 weeks paid family leave
• Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. 

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