Senior Software Engineer (Rails) - Remote

Company Description

PayNearMe develops technology to facilitate the end-to-end customer payment experience, making it easy for businesses to accept, disburse and manage payments. Our modern and reliable platform lowers the total cost of payments by increasing acceptance rates, driving self-service and simplifying exceptions. We future-proof our clients’ payments roadmap by including all payment types and channels through a single contract and integration.

With PayNearMe, businesses can transform the outdated systems holding them back from achieving progress.
PayNearMe has over 200 employees, closed a $45M Series D round in June 2023 and is processing over billions in payments annually. We’re headquartered in Silicon Valley with our employees distributed all across the U.S. Help us solve our clients’ biggest payment problems.

Job Description

As a Senior Software Engineer on our Core Applications team, you will play a crucial role in designing, developing, and optimizing the platform that moves billions of dollars. You’ll take ownership of key components, drive technical excellence, and collaborate across teams to solve complex challenges. If you thrive in a fast-paced, high-impact environment and enjoy working with large-scale applications, we’d love to hear from you!

What You’ll Do

• Own and enhance critical components of our Ruby on Rails applications, ensuring high performance, security, and scalability.
• Architect and implement modular, maintainable, and well-tested code that powers our payments platform.
• Optimize system performance, troubleshoot bottlenecks, and solve complex engineering challenges in large-scale applications.
• Collaborate across teams, including product, security, and infrastructure, to build innovative solutions that drive business success.
• Lead by example, mentoring and supporting fellow engineers while fostering a culture of continuous improvement and inclusivity.
• Drive best practices for code quality, design patterns, and long-term sustainability.

Qualifications

• 7+ years of software engineering experience with deep expertise in Ruby on Rails.
• Proven success in working with large, complex codebases and effectively communicating about code decisions.
• Strong decision-making skills, with the ability to balance business needs, technical excellence, and engineering velocity.
• Experience modularizing applications and solving high-performance scalability challenges.
• Solid understanding of software design patterns and architectural best practices.
• Commitment to collaboration, respect, and support for team members across all levels and backgrounds.

Nice to Have

• Experience with payment processing systems or fintech platforms.
• Familiarity with modern DevOps practices, CI/CD pipelines, and cloud infrastructure (AWS, Docker, Kubernetes, etc.).

Additional Information

Benefits

• Base salary per year (paid semi-monthly)
• Fast- paced and professional work culture
• Stock options with standard startup vesting - 1 year cliff; 4 years total
• $50 monthly communication expense stipend to go towards your phone/internet bill
• $250 stipend to enhance your WFH setup
• Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
• Premium medical benefits including vision and dental (100% coverage for employees)
• Company-sponsored life and disability insurance
• Paid parental bonding leave
• Paid sick leave, jury duty, bereavement
• 401k plan
• Flexible Time Off (our team members typically take off ~3-4 weeks per year)
• Volunteer Time Off
• 13 scheduled holidays
• 2x / year in-person team meet-ups (2-3 days, company paid)

Salary Range: $175,000 - $200,000

PayNearMe strives to create a workplace where all employees thrive. Our core values represent who we are today and we take pride in the way we work with each other as well as with our stakeholders.

We’re in this together to do the right thing. We deliver real results we are proud of while remaining respectful, transparent, and flexible.

PayNearMe is an equal opportunity employer. We are diligently and thoughtfully working towards cultivating a diverse workforce which in turn, enhances our products and services for the communities we serve. Applicants who represent all backgrounds are strongly encouraged to apply.

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Candidate information will be treated in accordance with our job applicant privacy notice found at: https://home.paynearme.com/ccpa-privacy-notice-jobs-employees/

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All your information will be kept confidential according to EEO guidelines.