Senior Software Engineer, Growth Retention

About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team: 

Upstart’s Growth Retention team is responsible for improving long-term engagement and monetization for our growing user base. As Upstart expands its product offerings and builds out a multi-product ecosystem, it becomes increasingly important for us to continuously deliver new insights about our users. 

As a Senior Software Engineer on the team, your leadership will be instrumental in helping us create the right tools and platforms for us to target the right users in the right ways. You will work closely with cross-functional counterparts in Analytics, Marketing and Product to create new financial insights about our millions of users, and use those insights to guide software engineers to build new user journeys and flows. 

How you’ll make an impact:

• Work throughout the Upstart platform from the web application and its API integrations/Microservices to supporting backend business logic in Ruby on Rails, React, Kotlin, and more.
• Move quickly to accelerate both existing and greenfield projects forward, while always keeping our customers and lending partners in mind to ensure that they have a seamless, positive experience.
• Work with business stakeholders to onboard new lending partners as needed.
• Make architectural decisions and drive impactful discussion to improve the reliability of our software and maintainability of our code base.
• Drive team discussions in scoping, project breakdown, and estimating.
• Be a strong team leader and technical mentor to other engineers.

What we're looking for:

• Minimum Qualifications: 
  • 7+ Years of experience developing software applications, with an empathic understanding of full-stack architecture.
  • Comprehensive knowledge of programming languages.
  • Mastery of software development best practices and principles for creating …