Senior Software Engineer (Full-Stack), Risk

The self-employed workforce is a rapidly growing, resilient, and colorful 60 million Americans. But self-employment comes with its own set of challenges: navigating taxes, accounting, bookkeeping, and business banking are just a few. That’s where we come in.

Found is building tools that give self-employed people the security and peace of mind that has historically only been possible at big corporations. We’re a business bank account that automates taxes and expense tracking because we believe small business owners should spend more time doing what they love and less time on their business finances.

We’re looking for kind, resourceful, and passionate people to join us in building the safety net for self-employment.

About this role: 

Thanks for your interest in Found! Our engineering team is responsible for taking products from ideation to being used by tens of thousands of users every week. We’re responsible for everything from building the product, to technical operations (and everything in between such as getting better with outages, improving reliability, reducing tech debt…)

Found’s Risk Engineering team is responsible for minimizing risk losses and fraudulent use of Found, while protecting good user experience and maintaining operational efficiency. We are looking for a Senior Software Engineer that is excited to build internal-facing products that directly drive business impact. The work we do directly ties to how Found makes and saves money, meaning that this role will provide a significant impact across the business. You'll be responsible for shaping our long-term technical vision and setting a high-quality bar.

Some recent team accomplishments include: 

• Reduced the riskiness for important instant (debit card base) and delayed money movement methods (ACH and Check Deposits)

• Trained, developed, and deployed new machine-learning models to detect and block bad accounts during signup

• Built up a card dispute program that closely connects to card network details and built automation and tooling for our risk operations teams to be able to optimize their workflows 

• Researched, built, and rolled out new online feature stores that now power most of the ML models across the company. 

Day to day, you will:

• Collaborate with product engineering, risk operations, or other cross-functional teams to build and ship products.

• Have ownership across a large breadth of surfaces - frontend systems, batch and stream data processing pipelines, and backend services. 

• Build, maintain, and iterate on code quickly and safely.

• Mentor other engineers and contribute to the direction of the team.

To thrive in this role, you have:

• 5+ years of experience with backend and frontend frameworks and technologies.

• 2+ years of experience with data systems or machine learning. 

• Advocated for and rolled out new technologies / open-source frameworks that empowered prior engineering organizations.

• Experience with relational databases and working with large-scale databases.

• A passion for writing clean, simple, and self-documenting code.

You may also have:

• Experience or interest in financial services, accounting, and/or self-employment.

• Experience as a manager, tech lead, or an architect.

• Experience driving initiatives across an organization or a company.

• Experience building fault-tolerant systems.

• Experience working on a financial risk team. 

• Experience working with Data Scientists.

• Comfortable running your own data analysis in SQL / R / Python.

Compensation at Found 

The anticipated salary range for this role is $145,000 - $235,000. The salary range listed represents the low and high end of the anticipated salary range for this position across all US locations. Within the range, individual pay is determined by several factors including job-related skills, experience, and relevant education or training. Our competitive base salary is just a piece of Found’s total compensation package. Found offers a generous benefits package to all employees see our list below or check out found.com/careers to learn more!

Found is built by a team that comes from a variety of backgrounds and experiences, and we firmly believe that diversity, equity, and inclusion are crucial to our success. As we grow, we’re searching for passionate and motivated team members who are excited to bring their skill set to the team and are ready to learn from others.

If you are looking for a role where you will have the opportunity to make a meaningful contribution and great impact, we would love to hear from you!

• 401K, FSA, and Commuter Benefits: We offer all employees access to tax-efficient benefit options alongside competitive base compensation.

• Paid parental leave: Found supports employees through all stages of life, which is why new parents employed by Found qualify for 16 weeks of flexible parental leave.

• Health benefits: Comprehensive medical, dental, and vision benefits and are always 100% covered for employees, 75% covered for dependents.

• Work anywhere: We have Found offices in SF, Seattle, and NYC. For team members who work outside those cities, Found also supports fully remote working.

• Meaningful equity: Everyone on our team should feel and act like an owner, which is why Found offers industry-competitive equity to all of our employees.

• Flexible vacation policy: Vacations, appointments, mental health days- take the time you need, whenever you need to with our flexible time-off policy

To learn more about our benefits or the team please go to found.com/careers.