Senior Risk Analyst - Issuance

About Highnote 

Founded in 2020 by a team of leaders from Braintree, PayPal, and Lending Club, Highnote is an embedded finance company that sets the standard in modern card platform management. As an all-in-one card issuer processor and program management platform, we provide digital-first organizations with the flexibility to seamlessly issue and process payment cards, embed virtual and physical card payments, and integrate ledger and wallet functionalities—empowering businesses to drive growth and profitability.

We’ve raised $145M+ and have grown our team to 125+ employees. Headquartered in San Francisco, we’ve managed to build one of the most advanced payments teams in the industry, with team members in 25+ US states. 

Operating through our core values of customer obsession, executional excellence, intentional inclusion, we’re helping businesses grow for the future by creating the payment products demanded by tomorrow, with the ability to solve for use cases that don’t exist yet.

We are fast-moving, hands-on, and strongly believe everyone deserves a seat at the table. We believe we’re unlocking incredible opportunities that can change the future of payments, as long as we have the right people to make it happen. 

The Opportunity: 

Highnote is looking for a Senior Risk Analyst to join our risk operations efforts. This is an opportunity to bring your prior experience and tool kit to an early stage company where you will work with support, compliance, and product leadership to help build our risk operations from the ground up. Ideal candidates will have similar experience in ambiguous environments fulfilling a variety of roles, along with a knowledge of USA PATRIOT Act, OFAC, BSA/Anti-Money Laundering principles, Know Your Business and Know Your Customer processes, fraud investigations, and regulatory requirements for bank, card, or similar industries.

What you’ll need to be wildly successful: 

• Focus on quality while maintaining high-quantity output. This role requires an individual who can tackle problems and queues efficiently, while still maintaining a high-level of accuracy needed for risk-related matters. A solid risk operations knowledge base in a fintech related field and to say “you learn quickly” is a gross understatement.
• Maintain a strong and healthy sense of curiosity. You have a desire to understand the root-cause to any problem, evaluate explanations provided, and perform due diligence to validate your understanding. This spans across all aspects of your work, from reviewing new applications, to investigating leads, …