Senior Product Manager (Working Capital)

Who We Are

Settle is on a mission to make buying inventory super easy. Since the company’s inception in 2019, we’ve been building a cashflow management platform that allows founders and small business owners to more easily manage their company’s financial health with a mix of accounts payable and flexible financing tools. We already work with some amazing brands that you probably know and love, like Branch Furniture, Olipop, Truvani, Starface, and Ghia.

Check us out in On Deck's Top Companies of 2023, Forbes' Next Billion-Dollar Startups, Techcrunch and this Kleiner blog post.

About the role:

Working capital has the power to supercharge our customers’ growth; it isn’t uncommon for our customers to achieve 10x growth while using Settle. We’re looking for a dynamic Product Manager to take the success of Settle’s Working Capital product to the next level. This includes everything from customer-facing offerings to the loan servicing infrastructure, such as the loan tape and ledger.

Your mission will be twofold:

• Design, launch, and optimize top-tier lending products that empower small businesses to scale.
• Build and expand the infrastructure that support Settle’s lending products

To help you succeed, you’ll work with a dedicated engineering team, collaborate with experienced financial industry professionals, and be supported by a top-tier Product department. You’ll also join a passionate, customer-focused team of designers, developers, and product experts committed to helping entrepreneurs and Settle reach new heights.

What You'll Do:

• Identify opportunities that will improve key metrics for Settle’s Working Capital products
• Collaborate on projects with key stakeholders like Capital Markets, Finance, Legal, Sales, and Credit
• Completely own the Working Capital roadmap
• Work with a dedicated pod of engineers to execute on the roadmap
• Define KPIs to monitor progress, and work with Data and Engineering teams to automate reporting and dashboarding.
• Contribute to Settle’s product strategy as we expand our product offerings.

What You’ll Need:

• 5+ years of product management experience working on b2b lending products
• A strong understanding of lending concepts
• Located on the East Coast with the ability to travel to New York frequently
• Previous experience building a loan tape
• Previous experience building an internal ledger or using an external ledger
• Previous experience building loan servicing products like early repayment and underwriting.
• Ability to be resourceful and thrive in dynamic, rapidly evolving environments.
• Basic SQL knowledge—you don’t need to be a whiz!
• A hunger to make an impact on a fast-growing startup.

Nice to have:

• Commercial lending experience
• Prior work in b2b SaaS, e-commerce, fintech, or payments.

Compensation:

This role has an annual starting salary range of $150,000 - $160,000 + equity + benefits. Actual compensation is influenced by a wide array of factors including but not limited to your individual skills and experience.

Benefits & perks that we offer:

• 🏝️ Unlimited PTO
• 🏡 Flexible and remote work culture
• 💸 Generous salary and equity for all staff
• 🩺 Health, dental, and vision coverage for you and your dependents
• 🚌 Lunch & commute reimbursement when working in the NYC office located near Union Square
• 💻 $500 home office set up reimbursement
• 📚 $2500 annual growth and development stipend
• 🥗$50 monthly food delivery gift card
• 🪜 401k
• 💳Brex company card
• 🩺 HSA/FSA
• 🏢 WeWork membership
• 💕 ERG groups e.g. LGBTQIA+, Women @ Settle, and more!
• 🚀 Employee Referral Program
• 🎉 Team building events

Our Commitment to You

At Settle we know that cultivating diversity and fostering an inclusive work environment is critical to our impact and success. We create an environment where no individual is advantaged or disadvantaged because of their background. We offer equal opportunity employment regardless of race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability status, age, marital status, or protected veteran status.

With a commitment to maintaining a bias-free environment in which harassment is prohibited, we respect cultural diversity and comply with the laws of the places in which we operate. We expect our business partners, suppliers, clients, and all of our team members to uphold these commitments.