Senior Product Manager, Lending

Our mission is to make higher education accessible and affordable for everyone. We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast.

We build tools that help people feel in control of their financial future, including:

• Private student loans - low rates, people-first service, and flexible payments.
• Student loan refinancing - break free from high-interest rates or monthly payments.
• Scholarships - access to thousands of scholarships to help students pay less.

Earnies are committed to helping students live their best lives, free from the stress of student debt. If you’re as passionate as we are about our mission, read more below, and let’s build something great together! 

The Senior Product Manager will report to the Group Product Manager of Lending.

As the Senior Product Manager, you will: 

• Own the vision and strategy for your product area, defining goals and success with clear measurable objectives and key results. 
• Build and maintain a prioritized product roadmap, negotiating with peers and stakeholders to get buy-in. 
• Define requirements for innovative experiences to simplify the application, decisioning, loan customization, and signing process for our customers. 
• Execute product commitments effectively to deliver meaningful business and customer impact, collaborating with cross-functional Engineering, Operations, and Business teams. 
• Communicate project updates and results to key stakeholders, including executive leadership. 
• Work with Data and Research to identify new opportunities and generate actionable insights to inform your product roadmap.  
• Inspire and lead your product squads with vision, passion, and drive. 
• Willingness to travel to the Oakland office monthly to collaborate with other Earnies.

About You:

• 5-7 years of experience in Product Management (or similar) roles bridging business and technology. 
• Successful track record in building and scaling consumer-facing products.
• Experience with A/B testing and conversion optimization across devices. 
• Analytical mindset, with the ability to evaluate and anchor decisions in data. 
• Ability to influence at a team level, and drive alignment among peers and stakeholders. 
• Excellent communication and presentation skills, with the ability to distill key takeaways quickly. 
• Understanding of software development and agile methodologies. 
• Bachelor’s degree in Computer Science, Engineering, Business, or related field; or equivalent experience.
• Willingness to travel to the Oakland office monthly to collaborate with other Earnies.

Even Better: 

• Product experience in lending or consumer financial services.
• Familiarity with risk and underwriting solutions.  
• MBA preferred.

Where:

• This role will be based in the San Francisco Bay Area.
• While you’ll enjoy the flexibility of remote work, we also love to see our Earnies face-to-face! We ask you to join us at our Oakland office for 3 consecutive days a month for team collaboration and some fun. It's a chance to connect, share ideas, and maybe even grab some coffee together!

#LI-GA1

A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary. The successful candidate’s starting pay will also be determined based on job-related qualifications, internal compensation, and budget. This range may be modified in the future.

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including: 

• Health, Dental, & Vision benefits plus savings plans
• Mac computers + work-from-home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• Restricted Stock Units (RSUs)
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world 
• Competitive days of annual PTO
• Competitive parental leave

What makes an “Earnie” culture: 

• Drivers – Drivers are satisfied by making things happen, not coming along for the ride. They feel a strong sense of ownership for their projects and teams and demand high standards from themselves and others.
• Humility – Humble team players check their egos and consider the team’s needs above their own. They are self-aware of their strengths and opportunities for improvement.
• Growth Mindset – People with a growth mindset approach challenges and failures as learning opportunities. They seek feedback to improve, give feedback to others, and genuinely want to perform well. 

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.  

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.