Senior Product Manager - Embedded Finance

Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). Today nearly 8 out of 10 Americans use a product powered by Marqeta every week. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.

As a Senior Product Manager of Embedded Finance on the Flexible Wallet team, we are looking for you to help drive the next generation of card issuance, payments, and lending products in the embedded finance space. You will own the strategy, execution, and go-to-market for our emerging product lines, working cross-functionally to launch and scale innovative financial solutions.

We're looking for a product leader who excels in a fast-paced, high-growth environment. If you love collaborating with customers and partners, and are eager to build top-tier fintech products from the ground up and beyond, we’d love to chat!

The Flexible Wallet team is revolutionizing global embedded finance, enabling seamless integration of financial products into business platforms. We provide instant card issuance, lending, and payments, making financial services more accessible and scalable. As builders and innovators, we thrive on making an impact and pushing fintech boundaries and are passionate about creating customer-centric, next-gen financial products.

We work Flexible First. This role can be performed remotely anywhere within the United States or our Oakland, CA office. We’d love for you to join us!

The Impact You'll Have

• Define & Drive Product Strategy – Own the roadmap for our new fintech products, aligning business goals with customer needs
• Build & Scale Embedded Finance Solutions – Develop innovative products in card issuance, payments, or lending, collaborating with engineering, design, and data teams
• Execute with Excellence – Work cross-functionally with design, engineering, data science, legal, compliance, and external partners to build, launch, and scale compliant financial products
• Customer & Market Research – Deeply understand customer pain points, industry trends, and competitive dynamics to shape product decisions
• Prioritize with Data – Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments
• Partner with Fintech Ecosystem – Work closely with banks, networks, and fintech partners to drive innovation and enhance our platform’s capabilities
• Optimize & Iterate – Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience.

Who You Are

• 5+ years of product management experience in fintech, embedded finance, payments, or lending
• Proven experience building and scaling financial products from 0 to 1 in a high-growth environment
• Strong technical acumen – ability to work closely with engineering teams and understand API-driven products
• Deep understanding of card issuance, payment processing, credit/lending, or banking-as-a-service (BaaS) models
• Ability to thrive in ambiguous, fast-paced environments, balancing strategic vision with execution
• Strong analytical and problem-solving skills, with a data-driven mindset
• Excellent communication and stakeholder management skills – ability to work with both internal teams and external partners

Nice-To-Haves

• Experience working with compliance, risk, and regulatory frameworks in fintech is a plus
• Hands-on experience in AdTech with creating solutions for demand and supply partners

Typical Process

• Application submission
• Recruiter phone call
• Hiring manager video call
• Virtual “Onsite” consisting of 4, 45 min calls
• Offer!

Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:

• National: A baseline tier that applies to most of the geographic territory of the United States.
• Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA
• Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City.

Visit this page or consult with a Recruiter to determine which tier would be applicable to you.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:

• National: $118,100 - $147,600
• Premium: $127,800 - $159,700
• Premium Plus: $138,900 - $173,600

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

• Multiple health insurance options
• Flexible time off – take what you need
• Retirement savings program with company contribution and after tax contributions
• Equity in a publicly-traded company and an Employee Stock Purchase Program
• Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
• Free therapy sessions, financial and professional coaching, and legal advice
• Monthly stipend to support our remote work model
• Annual “development dollars” to support our people growth and development