Senior Legal Counsel, Capital Markets

About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team: 

Upstart’s legal team is a key component of the company, helping Upstart innovate in the fintech space across multiple products and supporting its mission of expanding access to credit based on true risk. We are a team of savvy, hardworking and genuinely nice individuals collaborating closely with the business in achieving its objectives. 

The capital markets legal team is seeking a Senior Legal Counsel, who is able to lead complex and cutting-edge transactions and support the rest of the capital markets legal team in day-to-day matters as they arise. The team works on novel structures to expand institutional capital pipelines for the company, and requires a lawyer who can think outside of the box while having a strong transactional and finance background (experience in private credit, debt finance, structured finance, capital markets or structured lending strongly preferred). 

How you’ll make an impact

• Lead the legal negotiations on critical multi-billion dollar deals in the capital markets space
• Work closely with our capital markets and finance teams to structure novel deals with key investors in order to ensure capital commitments for Upstart
• Provide legal and strategic guidance to assess and mitigate legal risk by building a deep understanding of the business and collaborating with internal clients, including accounting, data analytics, product, treasury, operations and tax
• Structure, review, draft, and negotiate agreements, including various financing facilities, with sophisticated counterparties
• Develop processes and templates for commercial transactions to support and drive the business

Minimum Qualifications 

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