Senior AML Analyst, Investigations

Circle is a financial technology company at the epicenter of the emerging internet of money, where value can finally travel like other digital data — globally, nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up previously unimaginable possibilities for payments, commerce and markets that can help raise global economic prosperity and enhance inclusion. Our infrastructure – including USDC, a blockchain-based dollar – helps businesses, institutions and developers harness these breakthroughs and capitalize on this major turning point in the evolution of money and technology.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: Multistakeholder, Mindfulness, Driven by Excellence and High Integrity. Circlers are consistently evolving in a remote world where strength in numbers fuels team success. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.

What you’ll be responsible for: 

Circle is looking for an Anti-Money Laundering (AML) Investigator to join our Compliance Operations Team helping detect suspicious/illegal behaviors and patterns with a focus on the Suspicious Activity Reporting (SAR) process. In this role, you will investigate customer activity on Circle products and follow Circle policy and standards, as well as compliance obligations in determining course of action. The ideal candidate is a highly motivated, inquisitive individual with a background in AML compliance, who enjoys analytical challenges and isn’t afraid of large datasets.

What you'll work on: 

• Conducting comprehensive investigations of potentially suspicious activities such as money laundering, terrorist financing, fraud, sanctions violations, etc. and determining required action.
• Drafting and filing SARs to enforcement networks, and document decisions not to file a SAR - exercise independent judgment and discretion handling sensitive cases.
• Performing transaction monitoring alert reviews to be able to identify when activity requires further investigation.
• Tracing and analyzing flow of funds using blockchain analytic tools.
• Assisting in tracking and completing requests from law enforcement, banking partners, and additional internal/external stakeholders.
• Enhancing and improving current procedures and controls.

You will aspire to our four core values:

• Multistakeholder - you have dedication and commitment to our customers, shareholders, employees and families and local communities.
• Mindful - you seek to be respectful, an active listener and …