Risk Analyst

Check is leading a revolution in the payroll industry. Payroll is the backbone of the US economy, and yet it has not undergone significant innovation in decades. We invented the embedded payroll space to change that (see: Check: Solving the $150 Billion Payroll Problem, Bank On It; Episode 438), both for the business owners who spend countless hours per week running payroll and for the millions of Americans who depend on their next paycheck. At Check, our mission is to empower the most innovative software platforms to create new payroll businesses, and enable those businesses to transform the way companies pay their employees.

Check’s culture is intensely caring: to each other as teammates, to our partners, and to the businesses and workers we serve. Our teams are made up of creative problem solvers and empathetic cross-functional collaborators who can simplify the complexities of payroll. We bring hustle and grit to our day-to-day, while building enduring solutions and relationships. 

Check’s Risk Operations team is responsible for analyzing company data and monitoring payrolls to minimize credit and fraud risk and uphold our regulatory requirements. As an embedded payroll solution, we work with our partners to identify bad actors and assess companies’ ability to fund payrolls, all while minimizing friction during the new company onboarding process. This team also works closely with our product and engineering teams to continuously improve our risk processes, tools, and systems.

For this role, we are looking for a Risk Analyst with experience investigating entities and transactions and related data analysis, an entrepreneurial mindset, and a desire to help us develop our risk procedures and strategy. The ideal candidate thrives in a cross-functional environment and is eager to work deeply with our partners, compliance, legal, operations, engineering and product teams to ensure we are effectively supporting our customers, minimizing risk, and continuing to build better tools and systems.

In this role, you will:

• Execute our company review, payroll monitoring, and related processes, working efficiently with attention to detail and clear communication both internally and externally with our partners and customers
•  Gather and analyze data to proactively identify and act upon risk signals for companies and payrolls
• Develop and maintain risk policy and process documents, training other operators, team members, and partners as needed
• Provide feedback to Check’s Product & Engineering  teams to improve our risk processes, tools, and systems
• Escalate potential fraud incidents to appropriate …