Property Estimator

Location: Remote

NEXT’s mission is to help entrepreneurs thrive. We’re doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience. 

Simply put, wherever you find small businesses, you’ll find NEXT.

Since 2016, we’ve helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We’re backed by industry leaders in insurance and tech, and we still have room to grow — that’s where you come in.

As an Inside Property Advocate focused on estimation, you will be a subject matter expert in this area of our operation, helping us to swiftly assess property damage related to claims across multiple product lines. Your extensive experience in assessing property damage accurately will allow you to aid our broader operation with its ongoing goals. You will also have the opportunity to contribute to or lead department roundtables, serve as a valuable peer resource to other team members, and generally share your knowledge with a collegial and thoughtful group of claims professionals 

What You’ll Do: 

• Investigate claim damages and situations using internal and external resources
• Assign vendors for fieldwork
• Maintain electronic records that accurately and thoroughly document all estimation and related file-handling activity
• In relevant cases, make prompt contact with customers to set expectations, develop an action plan, and perform an initial exposure assessment
• Assist with policy coverage by analyzing estimation data and policy terms
• When necessary, explain coverage to policyholders and provide excellent customer service
• Determine settlement amounts for damages claimed within assigned authority limits, escalating to management if need be or issuing payments accordingly
• Ensure regular and timely follow-up and bring estimates and/or claims  to prompt and appropriate resolution, while keeping customers (both internal and external) informed throughout the life cycle of the process
• Provide relevant insights to the team to enable learning initiatives  
• Other duties as needed, given the evolution of the business and your contributions to the function

What We Need: 

• Minimum of 3-5 years’ experience in property adjusting and/or estimation
• Real-world field experience in property claims assessment is strongly preferred
• Required or ability to promptly obtain appropriate Independent Adjuster Licenses
• Experience with Xactimate software is required
• Strong understanding of claims processes, policy language, and industry terminology
• Proven collaboration skills and ability to work across multiple departments
• Adaptable to dynamic, fast-paced environments, with a focus on quality and customer experience
• Bachelor’s degree preferred

The range displayed on this job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including, without limitation, job-related skills, experience, and relevant education or training. NEXT employees are eligible to participate in our equity incentive program and will also receive our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more.

Don’t meet every single requirement? Studies have shown that some underrepresented people are less likely to apply to jobs unless they meet every single qualification. At NEXT, we are dedicated to building a diverse, inclusive and respectful workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.

One of our core values is 'Play as a Team'; this means making sure everyone has an equal chance to participate and make a difference. We win by playing together. Next Insurance is an equal opportunity employer and prioritizes building a diverse and inclusive workplace. We provide equal employment opportunities to all employees and applicants of any type and do not discriminate based on race, color, religion, national origin, gender, age, sexual orientation, physical or mental disability, genetic information or characteristic, gender identity and expression, veteran status, or other non-job-related characteristics or other prohibited grounds specified in applicable federal, state, and local laws. Next's policy is to comply with all applicable laws related to nondiscrimination and equal opportunity and will not tolerate discrimination or harassment based on any of these characteristics. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.