Product GM - Cards

Our Mission

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS. Come be part of remarkable.

Overview

How you can make a difference  

We are seeking a highly experienced and results-driven General Manager, Product Management - Card to lead the strategy, development, and execution of our card product portfolio. This role will have full P&L responsibility and will be instrumental in driving growth, profitability, and customer satisfaction. The ideal candidate will be a seasoned product leader with deep expertise in the card payments industry, a strong understanding of financial metrics, and a proven ability to manage complex products and teams.

What you’ll be doing 

• Product Strategy and Roadmap:
• Develop and execute a comprehensive product strategy and roadmap for our card products, aligned with overall business objectives.  
• Identify market opportunities, customer needs, and competitive trends to drive product innovation.
• Define product vision, goals, and key performance indicators (KPIs).
• Product Development and Lifecycle Management:
• Oversee the entire product lifecycle, from concept to launch and ongoing management.
• Define product requirements, develop detailed specifications, and collaborate with engineering and design teams to ensure successful product delivery.
• Manage product enhancements, feature prioritization, and bug fixes.
• P&L Management:
• Own the P&L for the card product portfolio, with responsibility for revenue generation, cost management, and profitability.
• Develop and manage budgets, forecasts, and financial performance reports.
• Identify and implement strategies to optimize revenue and profitability.
• Card Business Expertise:
• Leverage deep understanding of the card business, including debit and credit card products, issuing processes, and industry best practices.
• Analyze and optimize key card business metrics, including approval rates, activation rates, card order rates, interchange metrics, and decline rates.
• Develop strategies to improve cardholder engagement, usage, and retention.
• Interchange Optimization:
• Maximize interchange revenue through strategic product design, pricing, and transaction routing optimization.
• Stay up-to-date on interchange regulations and industry trends.
• Partnership Management:
• Manage relationships with card networks (e.g., Visa, Mastercard), processors, and other key partners.
• Negotiate contracts and agreements with partners.
• Collaborate with partners to develop new products and services.
• Leadership and Team Management:
• Lead and manage a team of product managers, analysts, and other personnel.
• Provide coaching, mentorship, and performance management.
• Foster a collaborative, high-performing team environment.
• Compliance and Risk Management:
• Ensure compliance with all relevant regulations and industry standards.
• Manage product-related risks and implement appropriate controls.

What you will need to be successful

• Bachelor's degree in Business Administration, Finance, or a related field; MBA preferred.
• 10+ years of experience in product management, with a strong focus on card payments.  
• Proven experience in managing the full product lifecycle for card products.
• Deep understanding of the card business, including issuer-side operations, card network rules, and payment processing.
• Expertise in optimizing interchange revenue and managing card business metrics.
• Experience in working with card networks and processors.
• Strong financial acumen and P&L management experience, with a proven track record of managing P&Ls of $200M or greater.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong leadership, communication, and interpersonal skills.

#LI-Remote

This is a remote position.

Salary Range

Benefits & Perks

The compensation range describes the typical minimum or maximum base pay range for this position. The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives and restricted stock units as part of the total compensation package, in addition to a full range in addition to a full range of benefits including:

• Medical, dental, and vision
• HSA contribution and match
• Dependent care FSA match
• Uncapped paid time off
• Adventure accounts
• Paid parental leave
• 401(k) match
• Personal and healthcare financial literacy programs
• Ongoing education & tuition assistance
• Gym and fitness reimbursement
• Wellness program incentives

Why work with HealthEquity 

Why work with HealthEquity 

HealthEquity has a vision that by 2030 we will make HSAs as wide-spread and popular as retirement accounts. We are passionate about providing a solution that allows American families to connect health and wealth. Join us and discover a work experience where the person is valued more than the position. Click here to learn more. 

You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity – you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug-free workplace. For more information about our EEO policy, or about HealthEquity’s applicant disability accommodation, drug-free-workplace, background check, and E-Verify policies, please visit our Careers page.

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