Principal KYC Analyst, Specialized Diligence

Circle is a financial technology company at the epicenter of the emerging internet of money, where value can finally travel like other digital data — globally, nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up previously unimaginable possibilities for payments, commerce and markets that can help raise global economic prosperity and enhance inclusion. Our infrastructure – including USDC, a blockchain-based dollar – helps businesses, institutions and developers harness these breakthroughs and capitalize on this major turning point in the evolution of money and technology.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: Multistakeholder, Mindfulness, Driven by Excellence and High Integrity. Circlers are consistently evolving in a remote world where strength in numbers fuels team success. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.

What you’ll be responsible for: 

Circle is looking for an experienced Principal, Know Your Customer (KYC) to join its Compliance Operations team and lead complex reviews and projects in Circle’s KYC team. The Principal Analyst will conduct specialized diligence reviews for customer onboarding, including enhanced due diligence, and on-going periodic reviews. You’ll operate at the intersection of some of the most innovative products and customers and support Circle’s efforts to ensure the safety of its platform through in-depth customer investigations and continuous monitoring of various threat vectors across the KYC landscape.

What you'll work on: 

• Reviewing complex customer assessments for risk of money laundering, financial crimes and terrorist financing  
• Managing monitoring customers under specialized diligence reviews, develop relationship with counterparty and assess controls
• Oversighting of complex account relationships, including a holistic review of customer relationship, transactions and customer provided information.  
• Partnering with key internal stakeholders including business teams and other control functions to monitor client relationships on an ongoing basis and ensure compliance with regulatory expectations.
• Reviewing risk based business actions to be taken to onboard customer and/or on-going monitoring.   
• Reviewing written reports of findings, including comprehensive details, narratives and recommendations.  
• Providing guidance to Business and acting as a point of escalation for complex issues with highly creative …