Manager, Software Engineering (Merchant Risk Intelligence & Platform)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Merchant Risk Intelligence & Platform team’s mission is to deliver a robust merchant approval and risk monitoring platform for the timely, transparent, and consistent assessment of merchant risk throughout the merchant lifecycle. This team works in close partnership with our product managers and risk teams to effectively manage merchants throughout their lifecycle @ Affirm and build automated risk tools in order to minimize losses post-onboarding. Affirm’s stated goal is to build the largest network as measured by the number of users and merchants; a strong merchant risk capability is key to growing the merchant side of the network equation.

We are looking for a highly motivated manager to help build this team in Poland or in Spain. Come join us!

What You'll Do

• Lead, mentor, and grow an engineering team responsible for the backbone of our Merchant Risk processes, collaborating closely with the Machine Learning part of the team

• Mentor engineers on the team to help improve their designs, code quality, and testing.

• Own availability, reliability, and performance of your team’s systems.

• Partner with product managers to design and build best-in-class systems and processes to reconcile and report.

• Partner with a diverse set of engineering teams who build solutions throughout the entire lifecycle of a Merchant at Affirm

• Build relationships and engage with senior management in the organization

• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

What We Look For

• 7+ years of proven experience as a software engineer role with leadership responsibilities and 1+ years as an engineering manager.

• Drive to change consumer financial services for the better.

• Prior experience growing and managing a high performing engineering team.

• Fluency in back end development.

• Prior experience architecting, building, launching and maintaining consumer scale products.

• Strong cross-team communication and collaboration skills.

• Knowledge of basic accounting principles and GAAP accounting is a plus.

If you got this far, we hope you're feeling excited about this role. Even if you don't feel that you meet every single requirement, we still encourage you to apply. We're eager to meet people that believe in Affirm's mission and can contribute to our team in a variety of ways – not just candidates who check all the boxes.

Compensation & Benefits

Base Pay Grade - P

Equity Grade - Spain 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €101,000 - €131,000 

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental leave
• Employee Resource & Community Groups

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Location - Remote Spain

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.