Manager, Risk Model Governance

Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or working remotely, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

At BILL, we listen, learn, and lead—fostering collaboration and a drive for continuous growth. We’re committed to building a diverse and inclusive workplace that values each person’s unique skills and experiences. Even if you don’t meet every requirement, we’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

✨ Let’s give businesses more time for what matters.

Make your impact within a rapidly growing Fintech Company

The Manager of Risk Model Governance plays a critical role in business enablement and financial risk management across BILL. Reporting to the Senior Director of Risk Data Science and Innovation, this role will be responsible for developing and implementing a comprehensive risk management framework specifically tailored to the team’s unique risks and challenges in the financial technology industry. Your expertise in risk, will play a critical role in safeguarding BILL's assets and reputation and ensuring the secure and reliable operation of our global payments platform. Join our team and shape the risk management strategy that will drive BILL's continued success as a leader in the digital payments industry.

• Develop and maintain the Model Risk Management (MRM) framework to ensure compliance with regulatory and industry best practices.
• Conduct model validation and independent testing for credit risk, fraud detection, underwriting, and other financial models.
• Assess model inputs, assumptions, methodologies, and performance to identify potential risks and biases.
• Establish model documentation standards and ensure consistency across different teams.
• Monitor model performance metrics and work with model owners to implement necessary adjustments.
• Collaborate with data scientists, risk teams, and compliance teams to enhance model governance and transparency.
• Stay updated on evolving regulatory guidelines, including SR 11-7, OCC 2011-12, and other FinTech-specific risk standards.
• Communicate model risk findings and recommendations to senior management and stakeholders.
• Support audits and regulatory examinations related to model risk management.

We’d love to chat if you have:

• Bachelor’s or Master’s degree in a quantitative field such as Finance, Mathematics, Statistics, Data Science, or related disciplines.
• 5+ years of experience in model risk management, model validation, or quantitative risk analysis in fintech, banking, or financial services.
• Strong knowledge of machine learning models, credit risk models, and fraud detection algorithms.
• Hands-on experience with statistical tools and programming languages such as Python, R, SAS, SQL.
• Familiarity with regulatory guidelines related to model risk, such as SR 11-7, OCC guidelines, and Basel regulations.
• Experience in working with large datasets and cloud-based environments (AWS, GCP, or Azure) is a plus.
• Excellent communication and stakeholder management skills.
• Ability to work in a fast-paced fintech environment and manage multiple projects simultaneously.

Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.

The estimated salary  range for this role is noted below for our San Jose based role.  Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

What’s in it for you? 

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. 

Here is a preview of some of the amazing benefits here at BILL:

• 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
• HSA & FSA accounts 
• Life Insurance, Long & Short-term disability coverage
• Employee Assistance Program (EAP)
• 11+ Observed holidays and wellness days and flexible time off 
• Employee Stock Purchase Program with employee discounts
• Wellness & Fitness initiatives
• Employee recognition and referral programs
• And much more

Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

BILL is an Equal Opportunity Employer that values diversity and inclusion. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com.

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