Loan Review Officer II

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

Responsible for conducting loan review analysis of a specific segment of loans (i.e. CRE, C&I, Specialized, Retail) in the bank's portfolio under direct supervision from Senior Loan Review officers. Evaluate compliance with regulatory guidelines and bank policies. Assess the condition and quality of individual credits based on financial, collateral, and documentation analysis. Quantify metrics such as: debt service capacity, leverage, liquidity, collateral coverage, guarantor support, etc. Determine the appropriate risk rating for Borrowers according to current Lending Policy and regulatory guidance. Promptly identify and report identified issues to senior Loan Review Officers

This position is not eligible for Visa sponsorship.

Candidates located in WI, IL and MN are strongly preferred. 

We invite you to view the opportunity below. 

As a Loan Review Officer II, you will: 

• Conduct loan review analysis of loans in the bank’s various portfolios. The individual will be responsible for: Evaluating compliance with regulatory guidelines and bank policies; Assessing the condition and quality of individual credits based on financial, collateral, and documentation analysis; Determining the appropriate risk rating on accounts according to current Lending Policy. 
• Participate in special projects and targeted risk assessments as directed by department management. 
• Interact with lending officers, credit administration, loan servicing, and other bank employees in the process of performing risk assessment due diligence. 
• Under the direction of a senior Loan Review officer, participate in discussions with affiliate management regarding loan grading and conclusions regarding credit underwriting, approval, and administration.  
• Work to develop and maintain functional partnerships with colleagues in the line of business to ensure effective loan grading communications. 

Education

• Bachelor's Degree Business - Emphasis in Finance or Accounting. Required
• Master's Degree Preferred

Experience

• 5-7 years Loan Review, Commercial Lending, Credit Administration or Regulatory Examination. Required
• 7-10 years Loan Review, Commercial Lending, Credit Administration or Regulatory Examination. Preferred

Licenses and Certifications

• Other BAI Loan Review Certificate within 2 years. Required
• RMA Credit Risk Certification - Preferred
• Other RMA Credit Risk Certified within 3-5 years Preferred
• CPA - Certified Public Accountant within 3-5 years Preferred
• CFA-Charted Financial Analyst within 3-5 years Preferred

In addition to core traditional benefits, we take pride in offering benefits …