Life Underwriter 2

Join Our Team

In 2022, the Atlanta Journal-Constitution named Primerica one of the best places to work for the ninth consecutive year. Also in 2022, Primerica was named one of the Best Employers for Diversity by Forbes for the second consecutive year. Forbes also named Primerica as one of America’s best Insurance companies for 2022. Primerica ranks 6th among 25 companies included in the Term Life Insurance category. Over the past seven years Primerica has consistently been voted Best Employer by Gwinnett Magazine in its special "Best of Gwinnett" winner editions. Primerica is a great place to work! Join our team to experience what it’s like to work at “one of the best places to work in the metro Atlanta”.

About this Position

The Insurance 2 Underwriter will evaluate applications for individual life insurance on face amounts up to $500,000 and accept or decline the risk based upon analysis of medical history, prescription drug history, occupational hazards, financial background, insurable interest or other information pertinent to the decision. As a member of the underwriting team, you will work with a variety of internal partners to ensure prompt and efficient service to our clients, achieve departmental goals and service standards. You will participate in ongoing training to continue to develop your skills and knowledge with risk assessment, medical concepts and terminology, customer service and business systems and processes.

This position is fully remote and open to candidates located anywhere in the United States.

The estimated salary range is $80K - $85K

Responsibilities & Qualifications

Job Duties & Responsibilites

• Excellent written and oral communication skills to communicate clearly and concisely by telephone and email

• Strong attention to detail to follow business processes correctly, anticipating and understanding the downstream impact and ensuring high quality the first time/every time

• Easily adaptable to changes in business processes, work priorities and work environment

• Takes accountability and ownership to resolve problems and find the answer and demonstrates creativity in identifying reasonable solutions that benefit all parties

• Sound decision making and judgment by having the confidence to make decisions with their authority, and know when to use their judgment on unique situations and when to escalate the situation to management

• Demonstrates professionalism by consistently acting with respect and courtesy to co-workers and customers, maintains personal credibility, and exhibits excellent teamwork

• Desire and ability to quickly learn and apply new concepts, processes and behaviors, has a curiosity to learn more and invest in their own growth and development

• Efficiency and ability to quickly gather the right information, analyze it and make decisions

• Operates effectively in the face of ambiguity

• Acts with appropriate sense of urgency

• Once training is complete, the Underwriter will review documents such as applications, prescription drug profiles, laboratory reports, underwriting interviews and medical records to determine the level of risk presented and to make a final decision regarding eligibility for coverage.

Required Qualifications:

• Minimum of 5 years of Life Insurance Underwriting experience is required

• Bachelor’s Degree in Risk Management, Biology, Psychology, or similar OR relevant work experience is a plus

• Basic knowledge of medical terminology is a plus

• Basic knowledge of anatomy and medical impairment is a plus

• Working knowledge of the underwriting function

• Strong attention to detail and analytical ability

• Excellent written and verbal communication skills    

• Excellent PC and organizational skills

• Ability to work proactively, independently, and under pressure

• Excellent problem-solving skills

#LI-DNI

FLSA status:
This position is exempt (not eligible for overtime pay):

Yes

Our Benefits:

• Day one health, dental, and vision insurance

• 401(k) Plan with competitive employer match

• Vacation, sick, holiday and volunteer time off

• Life and disability insurance

• Flexible Spending Account & Health Savings Account

• Professional development

• Tuition reimbursement

• Company-sponsored social and philanthropy events

It has been and will continue to be the policy of Primerica, Inc., and its subsidiaries to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, sex, color, religious creed, religion, national origin, citizenship status, age, disability, pregnancy, ancestry, military service or veteran status, genetic or carrier status, marital status, sexual orientation, or any classification protected by applicable federal, state or local laws.

At Primerica, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

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