Lending Underwriter (Remote)

At TruStage, we’re on a mission to make a brighter financial future accessible to everyone.  We put people first, and work hand in hand with employees and customers to create a diverse and inclusive environment. Passionate about building insurance, investment and technology solutions, we push the boundaries of what’s possible. We need you to help us shape what’s next. You’ll be encouraged to share your experiences, ideas and skills to help others take control of their financial future.

Join a team that has received numerous awards for being a top place to work: TruStage awards and recognition

Job Purpose:

This position is responsible for managing and maintaining credit union/financial institution accounts that present complex or precedent-setting underwriting situations. The key focus is to identify all risks and exposures, implement appropriate solutions, properly price lending products, and classify risks.  This position will also be accountable for collaborating closely with field staff, customers, and other TruStage business areas, as appropriate.  Serve as a risk assessment resource for other underwriters through formal and informal training and consultation.

Job Responsibilities:

• Evaluate credit unions/financial institutions risks and exposures for assigned lending insurance product lines, namely, Credit Insurance, Debt Protection, Guaranteed Asset Protection (GAP), and Mechanical Repair Coverage (MRC)
• Apply lending underwriting knowledge, judgment, and appropriate underwriting philosophy to determine what information is needed to provide appropriate solutions.
• Review new policy applications, declaration pages, questionnaires, lending financials, and other supporting documentation for completeness of information.
• Underwrite policies to meet corporate guidelines and standards.
• Participate in the development, testing, and enhancements to underwriting tools and aids.
• Participate in or lead special projects/initiatives as needed.
• Serve as cross-functional team member to mentor and/or support other underwriters.
• Works within a high-level letter of authority/decision with a full territory assigned.
• May or may not be a product specialist within the underwriting organization.
• Consult with compliance, legal, product, and/or customers with a high level of confidence and little oversight.

The above statement of duties is not intended to be all-inclusive and other duties will be assigned from time to time.

Job Requirements:

• Bachelor’s degree or equivalent related professional work experience.
• Minimum of 3 years of progressively responsible underwriting experience. 
• 1 to 2 years of progressively responsible Credit Union lending experience preferred.
• Proficient in the use of personal computer hardware and Microsoft software programs including MS Excel, MS Outlook, and Word.
• Demonstrated ability to work independently.
• Demonstrated strong use of written and verbal communication skills to effectively collaborate with internal and external team members.
• Strong organizational, analytical, and planning skills.
• Successfully demonstrated logical decision-making ability with strong attention to detail.
• Project management skills.
• Demonstrated desire to continue professional growth/education.
• Willingness to travel.

#LI-LT

#LI-Remote

If you’re ready to help make a difference, apply today. Please provide your Work Experience and Education or attach a copy of your resume.  Applications received without this information may be removed from consideration.

Compensation may vary based on the job level, your geographic work location, position incentive plan and exemption status.

Base Salary Range:

At TruStageTM, we believe a sound, inclusive benefits program is of vital importance, along with a flexible workplace that allows for work-life balance, career growth and retirement assistance. In addition to your base pay, your position may be eligible for an annual incentive (bonus) plan.  Additional benefits available to eligible employees include medical, dental, vision, employee assistance program, life insurance, disability plans, parental leave, paid time off, 401k, and tuition reimbursement, just to name a few. Beyond pay and benefits, we also recognize that flexibility, including working in a place you prefer, is essential to caring for our employees.  We will continue to strive to offer flexibility and invest in technology and other tools that will make hybrid working normal rather than an exception, so that when “life happens,” you can focus on what’s most important.

Accommodation request

TruStage is a place where everyone can bring their best self and thrive. If you need application or interview process accommodations, please contact the accessibility department.