Lending Manager (Front End) - Pacific Time Zone

Knock is a caring group of people who came together from across the industry with the belief there had to be a better way to serve people in the journey between homes. We offer a first-of-its-kind Knock Bridge Loan™ that gives everyone in the process more convenience, certainty, and competitiveness. 

Founded in 2015, we have earned the industry’s trust: an A+ Better Business Bureau rating and relationships with more than 120,000 real estate agents in our 75 markets across the US. Launched by founding team members of Trulia, we are funded by industry leading investors, including Foundry Group, Greycroft, RRI, Parker89, and The National Association of Realtors who serves 1.6 million members. We’re most proud of the stories from people we’ve helped get their new home, and the five star Zillow rating from over 750 reviews. To learn more, Knock.

Lending Manager (Front End)

Knock is seeking a Lending Manager (Front End) with a passion for building teams, creating efficiencies, and leveraging technology and the vision to make it happen. As a Lending Manager at Knock, you will manage the bridge loan pipeline of our first-of-its-kind Knock Bridge Loan™. Knock enables borrowers to use the money “tied up” in their current home to purchase their next one. You are agile, open minded, approachable, knowledgeable, and willing to roll your sleeves up and get the job done. 

• As a Lending Manager (Front End) you will manage, lead, and scale the team of Loan Assistants and Bridge Loan Specialists(BLS), communicating weekly, monthly, quarterly, and yearly team and company goals, ensuring expectations of the team are met and exceeded
• Proactively manage the bridge loan pipeline as loans move from set up through initial disclosure and submission, providing coaching and feedback to the Loan Assistant team
• Proactively manage the bridge loan pipeline from initial submission to closing, providing coaching and feedback to the BLS team 
• Responsible for condo reviews to determine eligibility for Knock purchase offer - *Must be fully proficient in Agency condo requirements*
• Proactively manage and scale outsourced services with internal employees and 3rd party vendor/contractor when needed
• Maintain accountability for team performance as well as foster a desire to perform at a high level
• Load balance as necessary in order to meet company SLAs
• Act as a resource to the team for escalations, questions, and exceptions 
• Facilitate training for new hire Loan Assistants or BLS
• Cultivate a culture of camaraderie and teamwork through team meetings as well as individual 1:1 check-ins
• Work closely with the sales, closing & post-closing teams to provide timely and accurate service to all
• Compile data quarterly for team scorecards to ensure position KPIs and quality work of the teams you will support
• Assist with loan selection for post-closing Due Diligence review and proactively work loans with findings with individual employees responsible  
• Assist Director of Lending Operations with identifying gaps in process and policy within the hybrid processing and underwriting functions.  Once gaps are identified, write or update process, procedure and policy changes for review, training and implementation.  Follow up to ensure new process/policy/procedures are adopted and functioning
• You will innovate new and better ways to do things in order to meet company KPI’s
• Continually learn, grow, and expand your knowledge, while also supporting others learning experiences; act as a mentor and be a resource for others inside and outside of your team
• Establish best practices to ensure the team function is running efficiently by identifying and executing changes to the process flow as needed
• Take on ad-hoc projects as they arise & always be willing to support your team where they need you

 

Qualifications - You’ll Bring: 

• A minimum of 10 years of relevant experience, with 5 years being in a leadership role
• Experience working with Encompass LOS
• Experience in managing mortgage Loan Processing and Underwriting
• Experience leading and coaching a team and aiding in the success of that team
• You’ve communicated and partnered with customers in a remote environment
• Knowledge of FHA, VA and Conventional mortgage products and Fannie Mae/Freddie Mac policies and guidelines; Regulatory Mortgage Compliance, state, federal, local government, private investors and insurers
• You are someone who is obsessed with providing amazing customer service; you go above and beyond and strive to ‘wow’ the customer, always
• Attention to detail is your middle name: You triple-check your work, have a fine-eye for small details, and ensure that the work you do is consistently accurate
• Belief in creating diverse, equitable, and inclusive practices and programs that will further Knock’s commitment to making an impact, learning, putting people first, being open, and courageous
• Have proven success working 100% remote in prior positions & are experienced working with a distributed, national team
• Education: High school or equivalent experience
• We encourage you to apply even if you don’t have every listed requirement 

Physical Requirements:

• Set up and constantly operate a computer
• Communicate and exchange accurate information to others via telephone or internet video applications

The candidate must be able to perform the essential functions of the job, with or without reasonable accommodation.

Our Compensation Philosophy: As a fully remote (U.S.-based) workforce, our goal is to ensure that all Knockstars are fairly compensated.  Please note that the salary range information that follows is a good faith estimate for this position provided pursuant to the Colorado Equal Pay for Equal Work Act for Colorado applicants. The salary range estimate for this position is: $90,000 - $100,000 + company incentive plan (bonus) USD. This job opening expires December 31, 2024.

The actual offer, reflecting the total compensation package & benefits, will be at the company’s sole discretion, and determined by factors including but not limited to years of experience, job level, geographic location, and other relevant business considerations. The company also reserves the right to amend or modify this job description, employee perks, and benefits at any time. Employees eligible for bonus and/or commission will be provided details in the offer letter.

Enjoying Life & Making an Impact:

• Since our founding in 2015, Knock has and continues to offer a 100% remote work culture 
• Top tier medical, dental, & vision premiums for full time employees starting on the first day of employment
• Flexible Paid Time Off for full time employees 
• Paid parental leave for all full time employees: 12 weeks paid parental leave for the birthing parent, 6 weeks paid parental leave for the non-birthing parent
• $1,000 annually for professional development
• Life, AD&D and Disability insurance for full time employees
• 401K (noncontributory by Knock) for all employees
• $75 monthly allowance for health & wellness
• Up to $400 monthly for a co-working space for eligible employees
• $100 monthly allowance for home internet, mobile phone or other communication devices
• $2,500 referral bonus for eligible employees

Knock provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender, gender identity, gender expression, national origin, ancestry, age, physical or medical disability, medical condition, marital status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable US federal, state, or local laws.  

Internal Employees: If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

External Applicants: If you are interested in applying to this position - click the "apply now" button. 
We are proud to be a remote, distributed company with employees across 17 states and counting. This is an amazing opportunity to be an integral part of building a multi-billion dollar consumer brand in an industry that is long overdue for a new way of doing things. You will be working with a passionate team that is disrupting the status quo.

Knock, and its subsidiaries, are committed to creating a diverse, inclusive, and equitable environment and are proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity, gender expression, national origin, ancestry, age, physical or medical disability, medical condition, marital status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable US federal, state, or local laws.

Please no recruitment firm or agency inquiries, you will not receive a reply from us.

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