IM Underwriting Research Associate

Do you want to be part of a collaborative underwriting team? Do you think big and grow, accelerate impact, and lead change? Is a culture where “People Count,” “We Do the Right Thing,” and “We Hold Ourselves to Very High Standards” important to you? Does a supportive environment that allows time to develop knowledge and encourages work/life balance entice you? If so, Guardian is seeking an IM Underwriting Research Associate.

As the IM Underwriting Research Associate, you will be at the forefront of new innovations deployed within the Life and DI underwriting practice. You will partner with actuarial, systems specialists, and other underwriting expertise to develop an underwriting quality control ecosystem providing insights into mortality and morbidity. You will demonstrate underwriting system improvements to the broader underwriting production teams and work with underwriters to effectively manage defect/enhancement deployment.

You are

• A problem solver who understands risk (mortality and morbidity).

• Customer-focused with strong written and verbal communication skills.

• Meticulous exhibiting a high degree of accuracy in all responsibilities.

• Organized with strong time management skills and the ability to multi-task.

• An out-of-the-box, critical thinker.

• A team player and able to work independently.

You have

• 3 - 5 years of life or disability underwriting experience.

• Knowledge of life and/or disability insurance underwriting processes and procedures.

• Agile experience and able to work in JIRA.

• Moderate project management experience.

• Effective communicator (written and verbal).

• Proficient in MS Excel and able to perform basic exploratory data analysis techniques.

You will

• Contribute to the underwriting quality control/assurance ecosystem by executing post-issue risk assessments and random hold-out underwriting assessments.

• Perform user acceptance testing from the business perspective ensuring usability and efficiency is at the core of our enhancement deployment strategy.

• Administer protective value study framework and contribute to cost-benefit analysis discussions.

o Engagement with life and disability on proposed policy adjustments based on protective value study findings.

o Deliver underwriting opinion on change implications to leadership.

• Perform research and development support for underwriting, having a clear understanding of the underwriting industry with its inherent challenges/opportunities.

Location/Travel

Remote (Flex), position may require occasional travel to Guardian main sites or industry conferences.

Salary Range

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will …