FreshRemote.Work

Fraud Model Risk Manager, Machine Learning

Remote US

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re looking for an intelligent, driven professional to join our Model Risk Management (MRM) team. This team seeks to establish, maintain and oversee an effective MRM framework to identify, quantify, monitor, mitigate and report on model risk throughout the company. You will have an outstanding opportunity to work cross-functionally to develop a profound understanding of models that drive critical business decisions, and add value to the company by mitigating risks due to ineffective model design or model misuse. 

What You’ll Do

  • Perform independent challenges of machine learning models used for fraud detection/fraud risk management through thorough validation and ongoing monitoring
  • Identify model weaknesses and opportunities for improvement
  • Collaborate with model owners to remediate model validation findings
  • Partner cross-functionally to implement and maintain the company’s MRM framework
  • Partner with Internal Audit, Internal Controls, and Compliance to ensure timely resolution of audit and regulatory requests

What We Look For

  • 7+ years of professional experience in related technical areas such as model development, model validation, data science
  • Deep and broad knowledge and experience in machine learning modeling, fraud detection, and fraud risk management; experience in credit risk a plus
  • Proven ability to work with script languages(e.g., Python) and large-scale dataset (e.g., SQL)
  • Extensive experience with machine learning platforms and frameworks (e.g., scikit-learn, pyspark) and cloud-based coding environments and databases
  • BS, MS, or PhD in a quantitative field such as Math, Data Science, Computer Science
  • Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solving
  • Extraordinary interpersonal and verbal/written communication skills


Pay Grade - O
Equity Grade - 12

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $205,000 - $255,000
USA base pay range (all other U.S. states) per year: $182,000 - $232,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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Job Profile

Regions

North America

Countries

United States

Restrictions

Limited number of roles remain office-based Occasional office work required Remote US

Benefits/Perks

100% subsidized medical 100% subsidized medical coverage Competitive benefits Competitive vacation Competitive vacation and holiday schedules Dental Dental and vision Employee stock purchase plan Equity Equity rewards ESPP Flexible Spending Flexible Spending Wallets Generous stipends Health care coverage Inclusive interview experience Inclusive interview experience for all Monthly stipends Monthly stipends for health Remote-first company Subsidized medical coverage Tech spending Time off Transparent pay structure Vision Wellness Wellness and tech spending

Tasks
  • Coding
  • Collaborate with model owners
  • Design
  • Identify model weaknesses
  • Partner with internal audit
  • Partner with internal audit and compliance
  • Validate machine learning models
  • Work cross-functionally
Skills

Algorithms Audit Benefits Cloud-based coding Cloud-based coding environments Coding Communication Compensation Compliance Credit Risk Critical thinking Databases Data Science Design Detection Fraud detection Fraud Risk Fraud risk management Internal Audit Internal Controls Interpersonal Machine Learning Math Model Development Modeling Model Validation Monitoring PySpark Python REST Risk Management Scikit-learn SQL Technology Written communication

Experience

7 years

Education

B.S. Computer Science Data Science IT Math MS Ph.D. Quantitative field

Timezones

America/Anchorage America/Chicago America/Denver America/Los_Angeles America/New_York Pacific/Honolulu UTC-10 UTC-5 UTC-6 UTC-7 UTC-8 UTC-9