Financial Crime Analyst

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Visa is looking for a Financial Crime Analyst based remotely in the United States to be part of Currencycloud’s North America Compliance team. Currencycloud is part of Visa Group entities and covers Visa’s regulated payment business within Money Movement Solutions (MMS) in the US. Currencycloud is also consolidated under Visa Direct which streamlines all of Visa’s cross border payments under one unified branding. The Currencycloud NA Compliance team is an essential partner to the MMS business. The team provides solutions-oriented advice to ensure timely client onboarding, address stakeholder queries promptly, complete tasks within Service Level Agreements (SLA), and perform all duties to a high standard.

This role, based in the United States, supports the Currencycloud NA Compliance team. It reports to the Head of Compliance - Americas.

The core responsibilities for this role are as follows:

• Responsible for new business onboarding applications for Financial Institutions, Payment Institutions and Corporates in a myriad of industries and jurisdictions
• Carrying out know-your-customer (KYC) and Know-your-business (KYB) checks.
• Reviewing client’s regulatory cover
• Performing Risk Assessment on new clients
• Assessing the effectiveness of each client’s AML framework
• Leading AML calls with clients including visual walkthroughs of their processes and systems
• Responsible for undertaking enhanced due diligence on customers that pose greater risks, including investigating the legitimacy of the funds used in the business relationship
• Proactively escalating cases to senior members of the team
• Provide support to Transaction Monitoring team by reviewing and decisioning real-time transactions.
• Supporting NA Regulatory Officer with investigations review.
• Complete Compliance administration (such as keeping client records up to date).
• Work cross-departmentally to proactively identify and resolve any queries.

This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office …