Director of Risk & Compliance - Mortgages (12 Month FTC)

Who are we? 

At Mojo Mortgages we are on a mission to become the largest and most disruptive mortgage broker in the UK. With the support from our family of brands, including Uswitch, Money, Confused, and Zoopla, we're scaling fast and taking the industry by storm. We're not just growing quickly, we're growing exponentially.

We're all about pushing the boundaries, doing mortgages differently, and delivering outstanding service that makes a real difference in people's lives.

We are seeking an experienced and dedicated professional to cover the maternity leave of our current Director of Compliance for a 12-month fixed term contract. This role is crucial for maintaining our high standards in risk management and compliance, and will include taking on SMF16 & SMF17 responsibilities.

About the Role: In this position, you will be responsible for continuing the exceptional work of our current Director of Risk & Compliance. You will need to work in an iterative, pragmatic manner while keeping our risk appetite in check. As we grow and innovate, you’ll help build on our reputation and deliver excellent customer outcomes.

Key Responsibilities:

• SMF16 & SMF17 Responsibilities: Take on Senior Management Functions 16 & 17, ensuring effective oversight of risk and compliance within the organisation.
• Risk & Compliance Leadership: Act as the go-to person for all things related to risk and compliance at Mojo, managing a team of compliance experts, QA specialists, and trainers.
• Policy and Framework Management: Own, implement, and adhere to policies, frameworks, and training programs to support the business and ensure regulatory compliance.
• Regulatory Guidance: Provide expert regulatory advice, ensuring the application of FCA rules, ICO DPA/GDPR regulations, and compliance with advice standards.
• Risk Management: Oversee the Risk Management Framework policy, identifying and mitigating risks while prioritising good customer outcomes.
• Governance and Reporting: Manage governance over regulatory reports and financial promotions, ensuring compliance with internal policies and external regulations.
• Strategic Collaboration: Work closely with business units on strategic changes, product design, campaigns, and partnerships to ensure risk and compliance are key focuses.
• Training and Development: Train and coach colleagues on compliance-related topics, fostering a culture of compliance and risk awareness within the organisation.
• Conflict and Due Diligence Management: Manage conflicts of interest and conduct due diligence on third-party partners to protect against financial crime.

Our Company Behaviours

At Mojo, we opt to stand by behaviours as opposed to values. Behaviours are more useful than values because they’re concrete and actionable, not abstract. Our core behaviours below provide the blueprint of how to thrive at Mojo.

• Keep Exploring
• Put People First
• Love What You Do
• Always Accountable
• Care Personally, Challenge Directly

Requirements

What We’re Looking For:

• Regulatory Expertise: Thorough knowledge of FCA regulations and guidance, including PRIN, COND, SYSC, PERG, GEN, DISP, T&C, MCOB, ICOB, FG, FCA CP and PS, and thematic reviews.
• Leadership Experience: Previous experience as Head/Director of Risk & Compliance or in a similar leadership position within a regulated business or regulatory environment.
• Qualifications: Appropriate qualifications in Compliance, Risk Management, and Regulated Advice.
• Technical Knowledge: Understanding of ICO DPA/GDPR regulations, market trends, competitor services, and the use of technology.
• Collaboration Skills: Ability to effectively collaborate, challenge, and communicate with colleagues and management.
• Start-up Experience: Previous experience in a start-up fintech company is preferred.
• Policy Design and Governance: Experience in policy design and governance, with a proven record of effective leadership and colleague development in a fast-growing organisation.
• Adaptability and Innovation: Ability to adapt quickly to changing circumstances with a start-up attitude and willingness to innovate.
• Communication Skills: Excellent communication, interpersonal, and presentation skills.

Benefits

What you’ll get in return..

We're proud of our high Glassdoor Score, British Bank Awards, and fantastic customer reviews, but we're always striving to do better so we’ve taken a lot of time to put together a benefits package we think you’ll love.

Competitive salary depending on experience, 25 days holiday plus bank holidays and because that isn't enough, you will also get an extra half day off for your birthday, full day off if you move house and 2 companywide close down days per year. 

You’ll also benefit from:

• A base salary up to £120k depending on experience
• Work from anywhere in the world for up to 30 days per year
• Sick pay and sick pay insurance
• Wellness programme from Able Futures
• Subsidised private medical insurance
• Critical Illness cover & Death in service 
• Enhanced parental & adoption pay 
• Compassionate leave
• Long service awards up to £3000
• Casual dress
• And more! 

Please note any offer of employment will be subject to regulatory references under SMCR. This means you will need to supply 6 years of employment reference details & be able to assist in obtaining the references if necessary.

#Mojo