Data Scientist - USA - Delaware - Virtual

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to revolutionize commerce globally to make moving money, selling and shopping, personalized and secure. 

Job Description Summary:

What you need to know about the role-
This role offers a unique opportunity to innovate and improve PayPal’s Cobrand Credit Card Acquisition credit risk strategies. Meet our team PayPal's Cobrand team is responsible for partnering with both internal and external business units to manage a variety of credit risk strategies on acquisitions such as approve decline and initial line assignment. This is an exciting department that plays an important role in contributing PayPal's bottom line financial savings, ensuring safe and secure global business growth, and delivering the best customer experience. This opportunity is within the Credit Risk team.

Job Description:

Your way to impact- 

This role offers a unique opportunity to innovate and improve PayPal’s Cobrand Credit Card Acquisition credit risk strategy. Design, develop and maintain data-driven solutions for PayPal credit risk management. Make sound decisions that balance risk and reward, user experience and financial performance. Exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results on matters of significance to the business. Develop and automate tracking functionality that monitors volume and solution efficacy. Provide the appropriate framing of business problems, define project plans and work breakdowns, setting timelines and quality metrics for the project, and coordinating activities of cross-functional teams to deliver effective solutions.

Your day to day –

• Apply advanced statistical techniques and algorithms on complex datasets to build statistical or financial models for prediction of risk and revenue and driving actionable business insights for PayPal …