Credit Business Analyst

Join a leading fintech company that’s democratizing finance for all.

Robinhood Markets was founded on a simple idea: that our financial markets should be accessible to all. With customers at the heart of our decisions, Robinhood and its subsidiaries and affiliates are lowering barriers and providing greater access to financial information. Together, we are building products and services that help create a financial system everyone can participate in.

With growth as the top priority...

The business is seeking curious, growth-minded thinkers to help shape our vision, structures and systems; playing a key-role as we launch into our ambitious future. If you’re invigorated by our mission, values, and drive to change the world — we’d love to have you apply.

About the team + role

Robinhood’s Credit Card Fraud & Risk team develops groundbreaking credit products, designs state of the art decision frameworks, and builds risk management systems that serve our customers. Our team seeks to push the boundaries of what credit products and experiences can look like.

We are actively seeking talented professionals with a demonstrated background in credit card management to shape our vision, deliver smart financial solutions, and democratize finance. Join us as we revolutionize the credit landscape and redefine the way people interact with financial services.

It is preferred that this role is located in one of the office locations listed on this job description which will align with our in-office working environment. This position is only eligible for remote work in limited geographies within the US where we do not have physical office locations. Please connect with your recruiter for more information regarding our in-office philosophy and expectations.

What you’ll do

• Develop rules and policies for fraud detection & prevention across the credit card lifecycle
• Set and optimize credit policies for new accounts and for customer management programs such as limit increases
• Develop comprehensive monitoring and analysis suites that helps identify actionable insights and new strategies to improve business performance
• Explore and evaluate third party tools to improve fraud strategy outcomes
• Build and maintain NPV valuation models for management of credit programs
• Influence and partake in cross-functional collaborations to drive key product features and strategies
• Design tests to refine product and credit strategy
• Communicate performance and strategy with senior leadership as well as external stakeholders

What you bring