Compliance Testing Manager

About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team

Upstart’s Compliance Testing and Monitoring team plays a critical role in ensuring Upstart adheres to regulatory requirements by systematically assessing internal controls, policies, and operational processes. Our impact lies in identifying compliance gaps, mitigating financial and reputational risks, and enhancing trust with regulators, customers, and stakeholders. The team's priorities include conducting risk-based testing, improving automation for real-time compliance monitoring, and ensuring adherence to evolving regulations, with a goal of fostering a proactive compliance culture that supports innovation while maintaining regulatory integrity. 

As a Compliance Testing Manager at Upstart, you will lead the design and execution of compliance testing programs to ensure regulatory adherence across our products and services. Your work will help identify and mitigate compliance risks, ensuring that Upstart meets legal and industry standards while maintaining operational efficiency. By collaborating with internal stakeholders, you will enhance compliance controls, drive process improvements, and foster a culture of proactive risk management.

Position Location - This role is available in the following locations: Remote

Time Zone Requirements - This team operates on the East/West Coast time zones. 

Travel Requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a …