Compliance Manager

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Compliance Manager for Bank Partner Audit & Exam Management is a critical leadership role responsible for overseeing all aspects of Affirm’s audit and exam management processes related to its bank partners. This position ensures that all bank partner requests are addressed efficiently, accurately, and in full compliance with regulatory expectations.

As a strategic partner within the organization, the Compliance Manager collaborates closely with cross-functional teams, including Legal, Capital Markets, and various Compliance teams. They will build and refine processes to manage compliance obligations, mitigate risk, and ensure Affirm's continued adherence to consumer compliance laws, regulations, and standards.

What You'll Do

1. Audit and Exam Leadership
• Serve as the primary compliance liaison for bank partner audits and exams.
• Manage end-to-end processes for internal and external audits and regulatory examinations.
• Develop and implement tracking mechanisms to streamline audit management.
• Coordinate audit kick-offs, documentation submissions, and post-audit reviews.
2. Collaboration and Communication
• Lead meetings with internal stakeholders and bank partners to align on audit expectations and deliverables.
• Maintain clear communication channels using tools like Slack and project management platforms.
• Ensure documentation and audit responses are reviewed and approved by Legal and Compliance Advisory teams.
3. Process Development
• Enhance efficiencies in managing multi-bank partner models and compliance activities.
• Implement process improvements leveraging technology such as Monday.com and Asana.
• Develop and maintain comprehensive audit and exam management procedures.
4. Issue Resolution and Reporting
• Address findings from audits and exams by coordinating with Compliance Advisory and Business Units.
• Oversee issue remediation processes in alignment with established standards and within designated timelines.
• Generate and present quarterly and annual compliance reports, highlighting key insights and trends.
5. Stakeholder Management
• Build strong relationships with bank partners to ensure effective communication and collaboration.
• Represent Compliance in weekly, monthly, and quarterly meetings with key bank partners.
• Provide strategic recommendations to stakeholders on compliance best practices.

What We Look For

• Minimum 7 years of experience in compliance, audit, enterprise risk management, or related fields.
• Proven experience managing regulatory audits and examinations.
• Strong understanding of consumer compliance laws and their application in a financial services context.
• Demonstrated ability to handle ambiguity and prioritize in a fast-paced environment.
• Familiarity with tools like SQL, Google Sheets, Monday.com, Notion or Asana is a plus

Pay Grade - K
Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $140,000 - $190,000
USA base pay range (all other U.S. states) per year: $124,000 - $174,000

Please note that visa sponsorship is not available for this position.

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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