CECL Risk Analyst - Virtual - Ohio

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GENERAL FUNCTION:

The CECL Risk Analyst, along with the Credit Risk Allowance Analyst and Senior Risk Allowance Analyst, are charged with supporting the Allowance for Loan Loss Manager in developing an estimate of the bank's Allowance from a credit and risk perspective; assisting in developing and documenting an appropriate provisioning methodology, and recommending prudential loan loss reserve ratios. This role will gather data, execute reporting and perform analysis in support of the allowance for loan loss process and methodology. This function includes direct interaction with ALLL management, senior analyst, corporate accounting and risk management personnel.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES & RESPONSIBILITIES:

• Assist in the development and production of Allowance for Loan and Lease Losses (ALLL) methodology and reporting.
• Assist in developing and maintaining ALLL methodology and all related calculations and reports.
• Assist in preparation and distribution of the quarterly allowance package.
• Assist in development and execution of various statistical, credit, and financial analysis (e.g., roll rate models, migration/volatility analysis based on segments, regression analysis, etc.) that prospectively include macroeconomics trends and indicators combined with migration trends.
• Link macroeconomic factors to Expected Loss, reserve factors and roll rates to …