Associate Underwriter

This job is responsible for performing basic underwriting functions under approved guidelines for small to mid-size businesses. The responsibilities of this position include learning underwriting concepts and the business of Delta Dental to make sound risk and financial decisions on Delta's commercial book of business.

• Performs comprehensive client-specific experience analysis to provide appropriate rates based on risk assessment and evaluation of smaller or less complex cases.
• Works with fellow underwriting team members through underwriting peer review process.
• Advises and provides guidance to sales and other internal customers on the underwriting rationale.

 

Qualifications:

• Educational Background: A Bachelor’s degree is a great start, but candidates with proven related experience are also welcome. Ideally, you’ll have one year or more of experience in underwriting within the healthcare industry.
• Communication Skills: Intermediate proficiency in both written and verbal communication is essential for interacting effectively with team members and internal sales clients.
• Mathematical Aptitude: Intermediate knowledge of mathematics is crucial for performing accurate evaluations.
• Detail-Oriented and Curious Mindset: Attention to detail, analytical thinking, and problem-solving skills will help you thrive in this role.
• Preferred Knowledge: Familiarity with Current Dental Terminology (CDT) codes and dental nomenclature is a plus, though not mandatory.

Base Pay Information

The national base pay range at the end is a good-faith estimate of what Delta Dental may pay for new hires. Actual pay may vary based on Delta Dental’s assessment of the candidate’s knowledge, skills, abilities (KSAs), related experience, education, certifications and ability to meet required minimum job qualifications. Other factors impacting pay include prevailing wages in the work location and internal equity. $45,400.00 - $95,000

 

Minimum Qualifications

0+ w/Bachelor’s degree

Additional Experience

Candidates with proven related experience may be considered for this position. One year or more of experience in underwriting or a related field

Knowledge, Skills, Abilities

Intermediate communication skills, written and verbal

Intermediate mathematics knowledge

Candidate/ employee must be detail-oriented with analytical and problem solving skills

Knowledge of Current Dental Terminology ("CDT") codes and dental nomenclature is preferred.

Base Pay Information

The national base pay range at the end is a good-faith estimate of what Delta Dental may pay for new hires. Actual pay may vary based on Delta Dental’s assessment of the candidate’s knowledge, skills, abilities (KSAs), related experience, education, certifications and ability to meet required minimum job qualifications. Other factors impacting pay include prevailing wages in the work location and internal equity.
Pay Grade 16. $45,400 - $95,000

Behind the smile! We are dedicated to safeguarding the health and financial stability of our employees and their loved ones. This commitment extends beyond the workplace to foster personal growth and holistic wellbeing. Our life-changing rewards package includes:

• Competitive base and incentive pay 
• 401(k) with robust matching and non-matching contributions
• Rich medical & pharmacy benefits
• 100% employer-paid dental and vision benefits
• Holistic wellbeing program with deep financial incentives
• Generous paid time off plus 12 paid holidays and your birthday off
• Culture of growth and learning: career development; tuition reimbursement; recognition program
• Family support: adoption assistance, fertility treatment, child, elder & pet care assistance
• Social responsibility and volunteer opportunities
• Employee discount program

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
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