Analyst I, Merchant Risk Full Stack
Remote US
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
The Merchant Risk Analytics team works cross-functionally with Merchant Underwriting, Compliance, Engineering, and other analytics teams to establish scalable risk management for merchant acquisition and portfolio monitoring. We're looking for an intelligent, driven individual who wants to learn, grow, and solve challenging problems.
This role requires extensive use of data analytics and modeling to derive insights and develop innovative strategies to manage risks for Anti-Money Laundering (AML) and Terms of Service (TOS) violations. You will serve as the main point of contact to support detection efforts. Additionally, this role will collaborate closely with cross-functional partners to enhance our merchant risk management framework.
What you'll do
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Monitor violations across our network and respond quickly to detected risks.
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Partner with compliance, legal, and underwriting teams to develop data-driven strategies.
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Assist in the development of our model strategy and identify potential gaps.
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Collaborate with product, data science, and engineering teams to build new models, products, and features.
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Build and apply innovative tools and quantitative approaches to solve exciting problems
What we look for
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EXPERIENCE - Minimum 1 year of experience in risk management or a related field, including prior experience with analytics. This position requires either equivalent practical experience or a Bachelor’s degree in a related field
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RESILIENCY - Ability to think creatively and critically, thriving in a fast-paced environment.
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Curiosity - Eagerness to explore new tools and methodologies to solve real-world problems.
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TECHNICAL SKILLS- Strong coding skills in Python, SQL, or other scripting languages.
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PRODUCT KNOWLEDGE - Passion for understanding how the product works and the broader context of business decisions.
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EDUCATION - Bachelor’s degree in a quantitatively rigorous field such as engineering, statistics, optimization, math, finance, or economics.
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INDUSTRY KNOWLEDGE - Working knowledge of the fundamentals of payment processing and a basic understanding of risk strategy development.
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, …
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Limited number of roles remain office-based Limited office-based roles Remote US
Benefits/Perks100% subsidized medical 100% subsidized medical coverage Competitive benefits Dental and vision coverage Employee stock purchase plan Equity rewards ESPP Flexible Spending Flexible Spending Wallets Health care coverage Inclusive interview experience Inclusive interview experience for all Monthly stipends Monthly stipends for health Remote-first company Subsidized medical coverage Tech spending Time off Transparent pay structure Wellness Wellness and tech spending
Tasks- Coding
- Collaborate with cross functional teams
- Develop data-driven strategies
- Strategy development
Analytics Compliance Data & Analytics Data-driven strategies Data Science Finance Modeling Monitoring Optimization Payment Processing Python Quantitative approaches REST Risk Management SQL Statistics Strategy Strategy Development
Experience1 years
EducationBachelor's degree Economics Engineering Finance Math Related Field Statistics
TimezonesAmerica/Anchorage America/Chicago America/Denver America/Los_Angeles America/New_York Pacific/Honolulu UTC-10 UTC-5 UTC-6 UTC-7 UTC-8 UTC-9