Manager, Machine Learning

About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team and Role

Upstart’s Machine Learning team has a direct impact on our company's success. The team consists of full-stack applied science generalists as well as specialists in research, data science, statistical modeling and machine learning. The fundamental goal of the Machine Learning team is to explore new models and new data sets that can improve the accuracy of our models. With this goal comes near-limitless challenges to tackle, and that is one of the reasons why Upstart is such a unique opportunity.

As Manager of Machine Learning, you will lead a team of 2 research scientists and a data scientist on our Small Dollar Lending product, an unsecured personal lending product for small, short-term loans. The team focuses on modeling credit risk and operational costs, and making corresponding underwriting and pricing decisions.

• Position Location - This role is available in the following locations: Columbus, Austin, San Mateo, or Remote
  
  
• Time Zone Requirements - This team operates on either the East or West Coast time zones.
  
  
• Travel Requirements - This team has regular on-site collaboration sessions. ML Managers can anticipate working in either HQ 3 days/week 6 times/year. Since this is a leadership position, a few additional travel dates may be possible for onsite collaborations with other teams. If you need to travel to make these meetups, Upstart will cover all travel related expenses.

How you’ll make an impact:

• Lead your team to apply state-of-the-art machine learning methods (e.g. recurrent neural networks, gradient boosting methods for survival …